Hiring For Bank

Roles and Responsibilities

Sales/ Business sourcing

Building Portfolio (to achieve Disbursement and POS budget) as per business mandate and Budget assigned

Bringing No. of Households under Financial Inclusion (Bank's mandate of achieving million Households)

Ensure strict process adherence in both asset and liability business

Ensure both Business Budget and Business quality.

Managing portfolio & Compliance

Regular Follow up and repayment monitoring to ensure portfolio growth and quality management as per laid down process

To ensure business profitability – Cost reduction and building profitability

To ensure Audit / policy Compliance & Regulatory compliance requirements

Business conduct & Customer relations

1.Achieving overall business target inSelf helpgroup/ Joint Liability group assets and liability business through a team of Relationship Managers. Budget follow up- Toachieve budgeted business targets of the Cluster region assigned by the management onmonth on monthbasis across all parameters

2.Business (both asset and liability) development in the given clustercompriseswith 5- reportingRMs.

start business in new locations for generating Business from untapped areas.Retention of existing customers from competition by delivering quality service

- Delivering unmatched customer service; environmental related Problem Solving

5.Supervision on Regular maintenance and follow up of accounts; oversee EMI collection and delinquency follow up whereverrequired, achieving thehigh levelof customer satisfactionin the area ofoperations through reduced transaction costs, fasterprocessing..

Team management & Training

Monitoring the performance of the reporting RMs and Field officers; Ensuring staff Productivity of both RM and Field officers.

RM/FO staff- Onthe Job Training

Operations

Monitoring of approval of SHG/JLG CAM through the system and disbursement of loan by strictly adhering to all process/policy and compliance guidelines.

LOS approver/ call report noting through the system

Ensuring on time repayment (OTR), FTR in account/loan booking, strict control over audit exceptions.

Implementation ofsystem basedprocess and monitoring, Automation, technological up gradation as per the bank’s guidelines.

Fraud Investigation- Business environment check & Monitoring on process and reduction in deviations

Collection follow up – Maintenance of excellent portfolio quality, NPA Control, Renewal/Retention in Portfolio. Addressing critical issues related to delinquency and legal cases.