Branch Credit Manager Andhra Pradesh

4 months ago


andhra pradesh, India Paradise Placement Consultancy Full time

Job Description:

Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
Verifying the promoter’s track record & ascertaining their credit worthiness.
Analysis of the financial statements of the prospective customer to identify the short term & long term
solvency & liquidity position
To ensure Bounce Rate and Delinquency are within acceptable standards.
 Monitor and enforce approval rate and TAT as per prescribed standards.
 Monitor and ensure that monthly Branch audit score is satisfactory.
 Vendor Management.
 To conduct customer meeting to evaluate credit proposal
 PDD Tracking and closure
 Compliance to repayment instrument replenishment to ensure regular repayment of EMI

Graduate/Postgraduate.
? 4-6 years Credit/Underwriting experience.
? Understanding of portfolio metrics.
? Strong inter-personal skills which encourages and promotes enthusiasm and team spirit.

Key Skills :

Credit Appraisal
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