Debit Product Finance

3 weeks ago


bangalore, India JPMorgan Chase & Co. Full time

You are a strategic thinker passionate about driving solutions in financial analysis . You have found the right team.

As a Debit Product Finance Associate within the Consumer Bank’s Debit product organization, you will be an integral part of a team that generates significant revenue. You will be responsible for supporting the product across their expense base, identifying and sizing cost optimization opportunities, and developing debit analytics to support profitability analysis. This role provides an opportunity to develop strong partnerships with senior leadership, influence strategy, and contribute to the financial success of the organization.

Job Responsibilities :

Develop strong partnerships with the Head of Debit and their leadership team and provide finance thought leadership Develop annual expense budget for the organization, which comprises of network, production, and contractual expenses. Partner with the business to identify and quantify expense optimization strategies. Partner with debit strategy teams to develop business cases on initiatives that could reduce expense.  Partner with colleagues in the finance organization (for example, revenue forecasting team and controllers), to provide insight into debit strategy, upcoming changes, and budget/forecast guidance. Develop monthly insights into debit P&L performance, including supporting deep dive analysis. Lead quarterly Debit P&L review with the Consumer Bank’s CFO and Head of Product. Candidates should have core financial and analytics acumen Candidates should have the desire and discipline to develop a deep understanding of the Debit space, and the ability to interface and influence senior product owners. 

Required qualifications, capabilities, and skills:

Proven ability to take initiative, influence others, and achieve results Ability to manage multiple (and changing) project deliverables at same time; can independently prioritize deliverables, execute toward milestones, and identify roadblocks. Strong communication, presentation, planning, and inter-personal skills. Confidence to work directly with senior managers to influence direction and provide a counter point. Ability to think analytically; demonstrated business savvy and commercial judgment. Strong Excel and PowerPoint proficiency is critical. Skilled and comfortable at working in a highly matrixed organization 5+ years of direct finance experience (., P&A, financial analysis and modeling, MBA or Bachelor’s in Finance/Accounting

Preferred qualifications, capabilities, and skills:

Knowledge and experience of Python, Data Science, Artificial Intelligence and Machine Learning would be a plus 
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