Credit Manager-SME

2 months ago

bangalore, India IDFC FIRST Bank Full time

Job Title:  Credit Manager - SME & Business Banking

Function: Credit

Job Purpose:

The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank.

Roles & Responsibilities:

Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes. Supervise a team of credit underwriters and provide guidelines. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards.

Educational Qualifications:

Graduate: Any 

Postgraduate: Any

Experience: 5-10 years of experience in credit.

  • Namaste Credit

    3 weeks ago

    Bangalore, India Namaste Credit Full time

    We're constantly looking for bright young professionals to join our team to help us create a better loan experience all across India. If you fit the bill, come join us today!About the Company : We are a technology firm, passionate to change the way SME lending functions in developing markets. We are significantly changing the ecosystem by disrupting the...

  • Namaste Credit

    2 months ago

    Bangalore, India Namaste Credit Full time

    We're constantly looking for bright young professionals to join our team to help us create a better loan experience all across India. If you fit the bill, come join us today!About the Company : We are a technology firm, passionate to change the way SME lending functions in developing markets. We are significantly changing the ecosystem by disrupting the...

  • Credit Manager

    1 week ago

    bangalore, India CredAble Full time

    Locations Opened - Bangalore, Delhi - NCR , Mumbai.(Chembur) - Work from officeOverview of the FunctionThe Credit team is responsible for detailed risk evaluation of clients and discussion with management/bankers of borrowers, preparation of CAN (Credit Appraisal Note), discussion with internal stakeholders, and ongoing account monitoring.Best things about...

  • Manager - Data Analytics & Engineering

    2 weeks ago

    Bangalore, India Credit Saison Full time

    About Credit Saison:A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of...

  • Manager - Data Analytics & Engineering

    1 week ago

    Bangalore, Karnataka, India Credit Saison Full time

    About Credit Saison:A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals,...

  • Manager - Data Analytics & Engineering

    1 week ago

    bangalore, India Credit Saison Full time

    About Credit Saison:A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals, SMEs,...

  • Credit Manager

    7 days ago

    Bangalore City, India CredAble Full time

    Locations Opened Bangalore, Delhi NCR, Mumbai.(Chembur) Work from officeOverview of the FunctionThe Credit team is responsible for detailed risk evaluation of clients and discussion with management/bankers of borrowers, preparation of CAN (Credit Appraisal Note), discussion with internal stakeholders, and ongoing account monitoring.Best things about the job:...

  • Credit Analyst

    2 months ago

    bangalore, India Skill Ventory Full time

    Roles and Responsibilities Handling the complete Credit & Backend process at branch level Supporting in Operations and Sales documentation part. Active engagement with 3rd party vendors and track completion of all necessary verifications checks related to the loan application within the required time. Credit Appraisal Underwriting of SME – SCF...

  • Credit Analyst

    4 days ago

    bangalore, India Skill Ventory Full time

    Roles and Responsibilities Handling the complete Credit & Backend process at branch level Supporting in Operations and Sales documentation part. Active engagement with 3rd party vendors and track completion of all necessary verifications checks related to the loan application within the required time. Credit Appraisal Underwriting of SME – SCF...

  • AVP - Wholesale Business

    7 days ago

    bangalore, India Credit Saison India Full time

     A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals, SMEs, FinTech's, and...

  • Senior QA Engineer

    2 months ago

    Bangalore, India Credit Saison Full time

    About Credit Saison;A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of...

  • Associate Vice President/Deputy Vice President

    3 weeks ago

    Bangalore, India Credit Saison Full time

    About Credit Saison :Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the variouscredit needs of Individuals,...

  • Associate Vice President/Deputy Vice President

    2 months ago

    bangalore, India Credit Saison Full time

    About Credit Saison :Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the variouscredit needs of Individuals, SMEs,...

  • Associate Vice President/Deputy Vice President

    2 months ago

    Bangalore, Karnataka, India Credit Saison Full time

    About Credit Saison :Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the variouscredit needs of Individuals,...

  • Associate Vice President/Deputy Vice President

    2 months ago

    Bangalore, India Credit Saison Full time

    About Credit Saison :Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the variouscredit needs of Individuals,...

  • Senior Software Engineer II

    2 months ago

    Bangalore, India Credit Saison Full time

    About the Company :A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of...

  • Data and Analytics Engineering

    1 week ago

    bangalore, India Credit Saison India Full time

    About Credit Saison:A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the various credit needs of Individuals, SMEs,...

  • Quality Assurance Engineer

    2 months ago

    bangalore, India Credit Saison Full time

    About Credit Saison :Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the variouscredit needs of Individuals, SMEs,...

  • Staff/Principal Data Scientist

    3 weeks ago

    Bangalore, India Credit Saison Full time

    About Credit Saison :Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the variouscredit needs of Individuals,...

  • Staff/Principal Data Scientist

    2 months ago

    Bangalore, India Credit Saison Full time

    About Credit Saison :Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India, emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building a Technology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meet the variouscredit needs of Individuals,...