Analyst - Credit Risk / Commercial Lending
2 days ago
Experience
- Evaluate financial performance of companies /borrower / guarantor across all segments and class based on a variety of factors including past and current performance, management projections and market changes over the period.
- This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity.
- Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance. -
- Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines.
- Document and synthesize findings based on above mentioned reviews into a credit review report (covering all the related sections, Company Overview, Management, Financial Performance, Industry, Risk and Mitigants, Risk Rating Rationale, Recommendation) which would be for presented to lending officers.
- Quality check of work performed by junior team members and provide appropriate feedback on the same. - Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning as well.
- Understand the feedback received from the onshore team members and disseminate the same to the team.
Required
- MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy orpost-graduationn in Economics.
Others
- Both Side cabavailablee
- One-time meal
- UK Shifts
-
Bengaluru, Gurugram, India Kriyah Consulting Full time ₹ 9,00,000 - ₹ 12,00,000 per yearSeeking Risk Infrastructure Analyst with expertise in digital lending/credit cards, BRMS (GDS Link/FICO/PowerCurve), Python, SQL, Java. Role involves credit risk strategy design, analytics, Credit cards/lending expertise, marketing campaign analytics
-
Credit Risk Strategy
2 weeks ago
Bengaluru, Gurugram, India Kriyah Consulting Full time ₹ 9,00,000 - ₹ 12,00,000 per yearJob Summary:We are looking for an Analytics Professional (48 years) with strong expertise in Credit Risk Strategy and Banking Analytics. The role combines credit risk policy analytics, portfolio strategy, and advanced data analytics to drive smarter decision-making in unsecured lending portfolios (Credit Cards, BNPL, POS Lending).The ideal candidate is...
-
Gurugram, India Evalueserve Full timeAnalyst Lending Services Financial Statements : Elevate Your Impact Through Evalueserve Evalueserve is a global leader in delivering innovative and sustainable solutions to a diverse range of clients, including over 30% of Fortune 500 companies. With a presence in more than 45 countries across five continents, we excel in leveraging state-of-the-art...
-
Bengaluru, Gurugram, Pune, India Golden Opportunities Full time ₹ 1,04,000 - ₹ 1,30,878 per yearCandidate expectation:Candidate must have 7+years of relevant experience into Financial Spreading, Credit Analysis & Corporate Lending OperationsKey Roles & Responsibilities:Must have experience in corporate banking, Financial Institutions and Commercial BankingPreparation of detailed credit and financial analyses, risk asset reviews including evaluation of...
-
Credit Risk
3 days ago
Bangalore, Bengaluru, Gurgaon, Gurugram, Pune, India Aspyra Hr Services Full time ₹ 10,50,000 - ₹ 17,50,000 per yearSalary: 20 to 35 LPAExp: 3 to 10 yearsLocation: Bangalore/Gurgaon/PuneNotice : immediate to 30 days..Role and Responsibilities:Credit Risk /Fraud Risk/Collection Strategy:Role Details: The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across...
-
Credit Officer
4 days ago
Gurugram, Bilaspur, Haryana, India NatWest Group Full timeJob Description Job Description Join us as a Credit Officer - Take on a critical role that'll see you identifying, assessing and managing credit risks - You'll have the opportunity to build a wide network of stakeholders of varying degrees of seniority - Hone your existing credit risk management skills and advance your career in this fast-paced role -...
-
Risk Analyst
2 days ago
Gurugram, India Jupiter Full timeWho we are : Money. A subject that's always on our minds. We go through a rollercoaster of emotions when it comes to money. That's why at Jupiter, our mission is to enable people to improve their relationship with money. We are a financial services platform that leverages technology to offer our customers seamless and user-friendly products related to...
-
Avp-credit Risk Analytics-c12
2 weeks ago
Gurugram, Haryana, India Citi Full timeThe Credit Portfolio Senior Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties...
-
Credit Officer
2 weeks ago
Gurugram, Haryana, India NatWest Group Full timeRisk Technical Specialisms, Control, Oversight & Assurance Credit Officer - Gurugram, India- Permanent- Full Time#R-00238946 Our people work differently depending on their jobs and needs. From hybrid working to flexible hours, we have plenty of options that help our people to thrive. - This role is based in India and as such all normal working days must be...
-
Sr Credit Card Risk Analyst
2 weeks ago
Bengaluru, Gurugram, India Straive Full time ₹ 15,00,000 - ₹ 20,00,000 per yearJob Title: Credit Card Sr. Risk Analyst Location: Hybrid Model - Bangalore (Preferred)/GurgaonJob Type: Fulltime Years of Experience - 5+ yearsAbout Straive: Straive is a market leading Content and Data Technology company providing data services, subject matter expertise, & technology solutions to multiple domains. Data Analytics & Al Solutions, Data Al...
