Lead Backend Developer

Job Description/Requirements
1.0 THE ROLE PURPOSE (LINK TO OVERALL BUSINESS OBJECTIVES, EG. ARRP)
To design, build, and maintain backend systems and APIs that support Borrow's digital lending Omni channels platform. This role contributes directly to improving customer access to credit, streamlining loan lifecycle management, and integrating with key financial and regulatory systems, aligning with the company's strategic goal of enabling inclusive, scalable, and secure financial services.

2.0 The Key Responsibilities (duties)

• Engage the business in understanding borrow product requirements.
• Evaluate the business requirements and define technical requirements.
• Liaise with architects, analysts, business representatives, infrastructure specialists to jointly develop proposals for technical solutions.
• Contribute to system architecture, code reviews, and technical documentation.
• Support continuous integration, deployment, and monitoring practices.
• Write clean, maintainable, and well-tested code following best practices.
• Implement secure APIs and microservices for core lending features such as loan application, credit scoring, disbursement, repayment, and collections.
• Utilize C#, .NET to design, develop and maintain robust and scalable backend services.
• Collaborate with product managers, front-end developers, DevOps, and data teams to deliver end-to-end solutions.
• Implement security best practices (e.g., OAuth2, JWT) and ensure data protection

Qualifications
7.0 EXPERIENCE REQUIREMENTS

• Senior Developer: 8+ years of progressive experience, including system design, mentorship, and leadership in complex projects.

Industry Exposure

• Experience in Banking, Fintech, or Digital Lending environments is highly desirable, particularly with domain knowledge in financial workflows, digital payments, credit scoring, or customer onboarding.
• Functional Expertise.
• Demonstrated experience in active software development using .NET (WebAPI), including REST APIs, microservices, and enterprise integrations.
• Roles in technical support, system integration, or DevOps are considered a plus, especially in production critical environments.
• Team leadership in previous roles.

Additional Advantageous Experience

• Familiarity with regulatory compliance (e.g., PCI DSS, GDPR, CBK guidelines) in financial systems.
• Prior involvement in integration with third-party platforms, such as CRBs, core banking systems, mobile wallets, or payment gateways.
• Exposure to cloud environments (Azure) and infrastructure-as-code tools (eg. Helm) is a bonus.

3.0 Academic Qualifications And Certifications

• A bachelor's Degree, Diploma, or professional certification in Computer Science, Software Engineering, Information Technology, or a closely related field.

Nice-to-Have

• Microsoft Azure Certification (e.g., Azure Developer Associate, Azure Solutions Architect) demonstrating proficiency in cloud development and deployment.
• Lending or Fintech-related certifications (e.g., Certified Credit Professional, Digital Lending Compliance) reflecting domain knowledge in financial services or digital lending ecosystems

Organization
Equity Group Holdings

Employment Type
Regular

Job Level
Manager

Job Shift
Day Job

Job Posting
Aug 22, 2025, 12:00:00 AM

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