Director of Product, Deposits

About Bhavin
Bhavin Turakhia is a serial entrepreneur and has founded multiple successful companies. His companies are unique in several ways - (1) all bootstrapped and self-funded (2) with an intense Focus on profitability (3) delivering High ROCE (4) serving Global Markets (6) in Enduring Categories (7) with Majority stake still owned by Bhavin.

About Bhavin's Businesses
Zeta
is a
Next-Gen Banking Tech
company that empowers banks and fintechs to launch banking products for the future. Its flagship processing platform - Zeta Tachyon - is the industry's first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios. Zeta has over
1700+ employees
- with over
70%
roles in R&D - across locations in the
US, EMEA, and Asia
. Zeta has
raised $400 million at a $2 billion valuation
from Softbank, UHG, Mastercard, and other investors.

Titan
is the
first customer-centric email suite
created specifically for professionals and small business owners, with features designed to enable deeper, more meaningful relationships with customers. Available through leading web hosts, site builders, and domain registrars, Titan provides dynamic tools needed to effectively build customer relationships over email. In 2021, Titan received a
$30M investment
from WordPress ,
valuing Titan at $300M.
Radix
is one of the
world's largest domain registries;
and the owner of the most premium Top Level Domain extensions including
.store, .inline, .tech, .online, .website, .site, .space
etc. Radix is profitable, lean and was
valued at over $900 million.
(Note: The above is not a complete list)
About The CEO Office
The CEO Office is responsible for working closely with Bhavin for 0 to 1 motions of complete Products and Businesses. We incubate and kick-off new products and entire new businesses every year. Bhavin's Office comprises Product and Engineering leadership that takes one of the ideas from concept to PMF and PCF (described below) -

Product Market Fit (PMF)
- The Product solves an actual Problem for a specific Persona 2-3x better than any existing solutions for the Problem.

Product Channel Fit (PCF)
- The Product can get Customers at scale through at least one traction channel at a CAC less than LTV

About The Role
We're seeking an experienced and strategic Director of Product to lead our digital savings product portfolio in India. You will report into Bhavin and own the product roadmap, define strategy, and oversee execution to build a next-gen digital savings platform.

Job Location:
Bangalore, India (100% on-site)

Responsibilities

• Strategy
• Define the product vision and strategy for digital savings offerings
• Product Management
• Lead cross-functional teams to design, build, and launch best-in-class banking experiences.
• Prioritize features and trade-offs to maximize impact, speed, and compliance.
• Ensure successful end-to-end delivery from MVP through scale.
• Optimize team efficiency and output.
• Partner Management
• Own relationships with Sponsor banks and ensure smooth integration.
• Regulatory & Risk Management
• Ensure product compliance with RBI regulations, data privacy, and risk protocols for financial products.
• Growth Hacking
• Measure Output metrics (Acquisition, Activation, Retention, Engagement) and Input metrics (Conversion Funnels, Engagement) that matter
• Leverage Product Analytics Platforms (Mixpanel, Amplitude etc), Data Analytics Platforms (Metabase, Superset)
• Creative Feature Ideation to come up with Features that have maximum impact on the metrics that matter
• Leverage frameworks for Feature Prioritization
• UX
• Drive the creation of delightful, intuitive and engaging user interfaces in collaboration with UX designers to drive user adoption and NPS

Requirements

• 10+ years in Product Management, at least 4 of which are spent in building and scaling consumer fintech products - preferably digital banking, neo-banking, or savings platforms.
• Strong understanding of India's digital banking ecosystem, RBI compliance, savings/investment behaviours, UPI, and payment rails
• Proven track record of building consumer fintech products from ideation to scale.
• Experience negotiating and managing partnerships with banks, card networks, NPCI, NBFCs.
• Excellent strategic insight on conceptualizing and prioritizing ideas.
• In depth understanding and knowledge of Statistics, Analytics, Business Intelligence, SQL, Product Analytics platforms
• Ability to interpret complex data sets and derive actionable insights.
• Meticulous in program management processes.

PLEASE NOTE: While the job appears to be with Zeta, this role would be for Bhavin Turakhia's new fintech startup in stealth mode.