Credit Analyst

3 weeks ago


mumbai, India AimsHR Full time

Experience- 3yrs-8yrs


Credit Analyst - Job Description

- Credit risk underwriting of credit facilities to NBFCs/Housing Finance Companies.


- Credit risk assessment of securitisation transactions (PTCs)


- Preparation of credit appraisal notes covering detailed analysis of business, industry, management and financials.


- Doing client calls to understand their business model and risk management policies.


- Providing detailed recommendations to senior credit approvers on risk aspects and assessments for particular loans.


- Ensuring that loans adhere to program, compliance, due diligence and industry requirements.


- Continuous credit monitoring of the loan portfolio based on market information and periodic reviews of the performance of credit facilities sanctioned to clients.


- Escalate with action plan for non-compliances


- Co-ordinating with internal auditors and make representations to RBI for resolving queries raised by them in RBI audits


Job Requirement:


- CA / MBA with at least 3-4 yrs relevant segment.


- Good understanding of Accounting Standards, Balance Sheet Analysis.


- Knowledge of RBI regulations, SEBI and other statutory bodies requirements.


- Good interaction and communication ability.


- Excellent verbal, written communication & presentation skills.


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