Mortgage Underwriter

7 days ago

Pune, India Mphasis Full time
Job Title: Underwriter

Job Type: Full time Job Opportunity

Work Location Available: Pune (Work from office)

Shift time: Monday to Friday (6.30 pm to 3.30 am)

Essential Job Functions:

- Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines.- Reviews/analyzes loan files submitted for borrowers to ensure file meets loan program requirements. Includes individual analysis of: loan application, credit profile/report(s), debt and assets, income/financial statements, loan values/loan-to-value ratios, appraisal reports, collateral and supporting documentation.- Input of data and analysis of findings in Loan Prospector, Desktop Underwriter, Asset wise, other AUS engines, and OES- Analyze income from salaried, commissioned, self-employed, investments, fixed income sources.- Analyze assets statements for all types of asset accounts- Identifies/calculates loan risk of loss.- Should have good knowledge and understanding about the 4C's of Underwriting.- Conditions files for missing/supporting documentation.- Revisits loans to review and clear conditions.- Escalates fraud files to Credit Manager/Risk Management team.- Communicate status and decisions (approval, suspense, denial) to the appropriate individuals in accordance with company SLA’s- Strong organizational skills.- Excellent communication skills (written and oral).- Excellent customer service skills.- Strong computer proficiency – i.e. – Microsoft Word, Excel, Electronic Mail, Internet and Automated Underwriting Systems- Review and verify income, employment and credit history of applicant, requesting additional information as needed.- Examine loan documentation for accuracy and completeness, while working with Mortgage Consultant and/or production staff to secure all required documents- Scrutinize accounts from which applicant’s funds originate.- Review property appraisal to see if property valued correctly to warrant the loan amount requested.- Ability to perform duties under minimal supervision and actively engage with supervisor to resolve complicated issues- Strong time management skills to plan and organize a high daily loan volume

Requirements

- Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags- Experience in reviewing appraisal and title, and ability to recognize red flags and ineligible properties- Good planning skills- Good balance between people, process & clients- Good client management & relationship building skills- Ability to work in Night shift- Open to Work from Office- Should have minimum 2 to 3 years of Experience working as Residential Mortage Underwriter.

Kindly apply, only if you are specifically working as a US Mortgage Underwriter (Residential)

  • Mortgage Underwriting Specialist

    4 weeks ago

    Pune, Maharashtra, India WNS Global Services Full time

    Mortgage Underwriting Associate RoleAbout the JobAt WNS Global Services, we are seeking a highly skilled Mortgage Underwriting Associate to join our team. As a key member of our underwriting team, you will play a critical role in evaluating and determining the eligibility of loan applications for residential mortgage loans.ResponsibilitiesReview and analyze...

  • Mortgage Underwriter Position

    1 month ago

    Pune, Maharashtra, India Elite Services India Full time

    Mortgage Underwriting SpecialistWe are seeking a skilled Mortgage Underwriting Specialist to join our team at Elite Services India. As an Underwriter, you will be responsible for reviewing and analyzing mortgage loan applications to ensure compliance with company guidelines and regulatory requirements.Key Responsibilities:• Review and analyze mortgage loan...

  • Senior Mortgage Underwriter

    2 weeks ago

    pune, India Mphasis Full time

    Underwriter Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to...

  • Mortgage Underwriter

    3 weeks ago

    Pune, Maharashtra, India Wipro Full time

    About the RoleKey Responsibilities:Assess and evaluate complex loan transactions to ensure compliance with established guidelines.Review and analyze mortgage insurance guidelines to determine loan eligibility.Utilize automated underwriting systems (AUS) and manual underwriting to verify data integrity.Perform income calculations and validate assets,...

  • Senior Mortgage Underwriter

    2 weeks ago

    pune, India Mphasis Full time

    UnderwriterDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to...

  • Mortgage underwriter

    1 week ago

    Pune, India Mphasis Full time

    Job Title: UnderwriterJob Type: Full time Job OpportunityWork Location Available: Pune (Work from office)Shift time: Monday to Friday (6.30 pm to 3.30 am)Essential Job Functions:Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines.Reviews/analyzes loan files submitted for borrowers to ensure file meets loan program...

  • Mortgage Underwriter

    1 week ago

    Pune, India Mphasis Full time

    Job Title: UnderwriterJob Type: Full time Job OpportunityWork Location Available: Pune (Work from office)Shift time: Monday to Friday (6.30 pm to 3.30 am)Essential Job Functions:Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines.Reviews/analyzes loan files submitted for borrowers to ensure file meets loan program...

  • Senior Mortgage Underwriter

    2 weeks ago

    Pune, India Mphasis Full time

    UnderwriterDigital Risk’s mission toMake Mortgages Saferelies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...

  • Senior Mortgage Underwriter

    2 weeks ago

    Pune, India Mphasis Full time

    UnderwriterDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients.Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...

  • Senior Mortgage Underwriter

    1 week ago

    Pune, India Mphasis Full time

    About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...

  • Senior mortgage underwriter

    1 week ago

    Pune, India Mphasis Full time

    About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U. S., supplying appraisal and mortgage processing, underwriting and...

  • Senior Mortgage Underwriter

    1 week ago

    Pune, India Mphasis Full time

    About the Company- Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...

  • Senior Mortgage Underwriter

    2 weeks ago

    Pune, India Mphasis Full time

    UnderwriterDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...

  • Senior Mortgage Underwriter

    2 weeks ago

    Pune, India Mphasis Full time

    UnderwriterDigital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the...

  • Senior Mortgage Underwriter

    2 weeks ago

    Pune, India Mphasis Full time

    Underwriter Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to...

  • Senior Mortgage Underwriter

    1 week ago

    Pune, India Mphasis Full time

    About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...

  • Senior Mortgage Underwriter

    1 week ago

    Pune, India Mphasis Full time

    About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...

  • Senior Mortgage Underwriter

    1 week ago

    Pune, India Mphasis Full time

    About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...

  • Senior Mortgage Underwriter

    1 week ago

    Pune, India Mphasis Full time

    About the Company - Digital Risk’s mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risk’s 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and...

  • Mortgage Underwriter

    2 weeks ago

    pune, India Mphasis Full time

    Job Title: Underwriter Job Type: Full time Job Opportunity Work Location Available: Pune (Work from office) Shift time: Monday to Friday (6.30 pm to 3.30 am) Essential Job Functions: Underwrite residential mortgage loans in accordance with Conventional/ FHA and VA guidelines. Reviews/analyzes loan files submitted for borrowers to ensure file meets loan...