IT Product Manager- Payments Hub

3 weeks ago

Chennai, Tamil Nadu, India Antal International Full time

JD - Product Manager – Payments Hub

Location: Chennai (Work from Office)

Employment: Full-time

Experience: 10+ Years

Industry: IT for Banking | Payments | Fintech

Compensation : Upto 40 LPA

About the Role

We are seeking an experienced IT Product Manager – Payments Hub to lead the strategy, development, and evolution of our payment processing platform. This role requires deep expertise in ACH and Wire transfers , with exposure to RTP, FedNow, and card payment networks . You will collaborate closely with engineering, compliance, and business teams to define the roadmap, deliver scalable solutions, and drive adoption across financial institutions and payment partners. The product deveolpment is for US and Middle East Market.

Key Responsibilities

  • Define and execute the product strategy and roadmap for the Payments Hub, ensuring alignment with customer needs and regulatory standards.
  • Lead the end-to-end product lifecycle – from ideation to deployment – with a strong focus on security, scalability, and real-time processing .
  • Develop functional specifications for ACH, Wire, RTP, FedNow, and card payment integrations across banks and payment networks.
  • Partner with engineering to design APIs, workflows, and transaction rules that meet compliance and operational requirements.
  • Ensure adherence to Nacha, FedWire, and card network standards .
  • Define and track KPIs such as success rates, processing speed, and fraud detection to improve platform performance.
  • Build relationships with banks, payment networks, and fintech partners to drive integrations and innovation.
  • Stay ahead of emerging trends in real-time payments, digital wallets, and open banking to shape future product direction.

Requirements

  • 10+ years of experience in payments product management within a financial institution, fintech, or payment processor.
  • Deep expertise in ACH & Wire transfers (Nacha rules, FedWire operations).
  • Hands-on experience with RTP, FedNow, and card issuing/processing .
  • Strong knowledge of payment network integrations, ISO 20022 messaging, and API-based payment systems .
  • Familiarity with regulatory compliance, fraud detection, and risk management .
  • Proven ability to translate business needs into technical requirements .
  • Strong analytical, problem-solving, and communication skills with stakeholder management experience.
  • Demonstrated success in delivering complex payment solutions in collaboration with engineering and compliance teams.
  • Strong Communication, interaction with international and middle east client

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