Analyst, International Desk

Job description Business type Types of Jobs - Others Job title Analyst, International Desk Contract type Permanent Contract Expected start date 20/10/2025 Management position No Job summary Summary   Crédit Agricole Group International Desk (“PAI”), India is a part of the Global International Business Solutions serving the Credit Agricole Group, assisting the group’s mid-cap clients with their international operations, by providing expertise on the local environment as well as by securing access to a wide spectrum of banking services in India. The Assistant Credit Officer at PAI will be reporting to the Manager, International Desk, India. He/she is responsible to assist in the activities of A/c opening, Credit Analysis, liaising with clients located pan India and liaising with internal teams across the CACIB India Branches to ensure smooth completion of on-boarding of clients. The officer is also involved in day-to-day transactional activities of loans, international trade and Fx related activities in client servicing and account monitoring. Job Description · Undertake A/c opening activities in liaison with internal A/c opening & KYC teams and clients. · Undertake accurate and timely credit analysis of counterparties (French, Italian and Spanish clients located in India) by identifying business and financial risk based on understanding of business model, financial statement analysis, preparing cash flow model and peer analysis. · Write credit reviews/analysis for recommendation to Risk team and Senior Management approval in liaison with Legal, Compliance, Treasury and Risk teams. · Post approval, engaging in loan documentation in liaison with internal teams and ensuring smooth completion of credit line set-ups. · Active participation in onshore and offshore loan bookings · Monitoring of account and client portfolio along with covenants in regular discussions with internal and external stakeholders. · Manage the credit portfolio and assist senior decision makers to make informed decisions based on your recommendations. · Comply with the rules applicable to CACIB staff (i.e. Compliance/Financial Security), as well as legal and regulatory requirements. · Handle regulatory and transactional queries from clients and address them efficiently in liaison with the Reporting officer and respective internal teams. · Be the central point of contact for all client activities in co-ordination with the Reporting Manager. · Handle time to time ad-hoc requests on MIS and data requested from global offices. Position location Geographical area Asia, India City BANGALORE Candidate criteria Minimal education level Postgraduate degree – MA/MSc/PhD/Doctorate or equivalent Academic qualification / Speciality MBA Finance Level of minimal experience 3-5 years Required skills · Strong written and verbal communication skills in English & French. Skills in and south Indian languages is preferred but not mandatory. · Must be able to work on word, excel managing large data sheets for MIS. · Must be a self-starter and pro-active in bringing new ideas and solutions · Must demonstrate ability to manage own time efficiently and effectively, and be able to multi-task, absorb ideas and facts quickly while maintaining thorough eye for details. Technical skills required Key Skills: · Understanding of various banking products (including trade finance and derivatives) and credit documentation. · Strong analytical skills, updated knowledge in financial markets and economy / industry · Keep abreast with changing RBI policies surrounding Loan & Advances, External Commercial Borrowings, BO & LO set-ups, Export Finance etc. · Keep updated on Indian laws and regulations impacting our banking operations and our clients. Languages English, French