B2B Credit Underwriting Analyst

1 month ago


mumbai, India PeopleGene Full time
About the Role:
Design, analyse, monitor credit risk strategies for B2B loan products such as EV Financing
Understand existing underwriting rules, strategies and replicate them in business rules
Collaborate across other risk functions (example - technology, product, etc.) to implement the
analytical decisions
Develop, maintain and improve risk policies, strategies, processes and procedures
Utilize application, bank and bureau information to derive business insights
Tracking of risk and delinquency metrics for portfolios.
Monitor the accounts based on the terms stipulated by Sanctioning Authority.
Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
Good to have:
Prior 3-7 years in Credit Underwriting for Banks, NBFCs, EV Financing
Working knowledge of Excel for preparation of Financial Models
CA / MBA
Experience in credit underwriting & portfolio management (SME sector is a plus)
Knowledge of Banking / Financial Services Industry with preference in lending space
Ability to create recommendations and insights from data for developing risk strategy
Experience with creating and utilizing credit risk data using internal and third party data (Bureau, 3rd part APIs.)
Ability to design the right KPIs for measuring strategy success
Understanding of various elements of risk strategy, such as eligibility, verification, fraud and decline criteria
Ability to communicate and present the results to business stakeholders
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