Incred-Senior BI Analyst/Senior Data Analyst

2 weeks ago

Bengaluru, India Nexthire Full time

Job Title: Senior BI Analyst/Senior Data Analyst– Financial Domain Location: Bengaluru Department: Data & Analytics / Business Intelligence Experience: 4-6 years About the Role We are looking for a Senior BI Analyst with deep expertise in the financial services domain, who can transform data into meaningful insights and strengthen our decision-making and regulatory reporting capabilities. The ideal candidate will be highly hands-on with SQL and BI tools, have proven experience in RBI and compliance reporting, and demonstrate a forward-looking mindset by exploring AI-driven enhancements in reporting and analytics. Key Responsibilities ● Data Analysis & Insights: Design, develop, and automate BI reports, dashboards, and data models to support financial, regulatory, and operational decision-making. ● Regulatory & Compliance Reporting: Own and manage RBI, statutory, and compliance reports, ensuring completeness, accuracy, and timely delivery. ● Advanced Querying & Optimization: Write, review, and optimize complex SQL queries across large datasets to extract insights and validate financial data. ● Cross-Functional Collaboration: Partner with Finance, Risk, Compliance, and Technology teams to understand data requirements and ensure seamless data flow. ● Data Quality & Governance: Ensure accuracy, consistency, and auditability of financial data and reporting outputs. ● Process Automation & Innovation: Identify opportunities to leverage AI/ML and automation to improve data accuracy, detect anomalies, and enhance reporting efficiency. ● Continuous Improvement: Drive initiatives to modernize the BI landscape, adopt new tools, and promote data-driven culture within the organization. Required Skills & Experience ● Education: Bachelor's/master's degree in computer science, Engineering, Statistics, Finance, or related field. ● Experience: 4-6 years in Business Intelligence / Data Analytics roles within NBFCs or Financial Services. ● Technical Expertise: ○ Advanced SQL skills – capable of writing, tuning, and debugging complex queries. ○ Proficiency in BI tools such as Power BI, Tableau, or Qlik. ○ Strong understanding of ETL processes, data modeling, and data warehousing concepts.(Basic concepts) ○ Exposure to Python, spark for data analysis or automation. ○ Hands-on experience with cloud data platforms (AWS, Azure, GCP). ○ Good to have: Prior experience working on Databricks (Delta Lake, PySpark, notebooks, workflows). ● Domain Expertise: ○ Solid understanding of financial data, lending products, loan lifecycle, and NBFC operations. ○ Proven experience in regulatory and RBI reporting (e.g., CRILC, ALM, statutory MIS, compliance dashboards). ● Innovation Mindset: ○ Eagerness to explore AI-based use cases in reporting, such as automated insights, anomaly detection, or predictive analytics. ● Excellent analytical, problem-solving, and communication skills with a strong sense of ownership. Preferred Qualifications ● Experience in Databricks ecosystem for BI and data engineering workflows. ● Understanding of data privacy and governance standards in financial systems. Why Join Us ● Opportunity to lead the evolution of enterprise BI and regulatory frameworks. ● Work at the intersection of Finance, Data, and AI, driving innovation in decision intelligence. ● Collaborative, growth-oriented culture that values initiative and excellence.

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