Credit Maintenance Analyst II

2 weeks ago

Gurgaon, India 23443 Citibank N.A. India - INR CCY Full time

Credit Risk Management Services (CRMS) supports the End-to-End Credit Approval and Documentation process for Citi Commercial Banking and Business Banking segment. As a CRMS Risk Operations Officer, the key responsibilities would include: Credit Risk Control, Legal Documentation and Collateral Process Management Ensure Credit Approvals are in compliance and accordance to Citi Global Credit Policies and applicable local regulations.Ongoing review and monitoring of customer collateral levels and performing required actions to align credit limits with collateral level.Drafting of legal and security documents to be executed for credit facilities sanctioned to and ensure completeness and adequacy of credit documentationsEnsure accuracy of critical risk data elements across systems.Actively contribute to various system / process enhancement innovations in business processes and technologies by using standard software available within Citi applicationsAdopt industry best practices exercises to ensure that CRMS is adequately performing the due diligence checks within CitiCreate utilities for information gathering and sharing, which will enable better business decision-making tools to mitigate risks within the process. Key stakeholders –  Business, Credit, Risk, Legal, Compliance, Vendor Management Req Qualifications:  Skills Required:• Bachelors Degree or equivalent • Proficient in MS Office – (Excel, PowerPoint, Word)• Basic knowledge of Companies Act, Partnership Act and other such legislations• Basic knowledge of credit and banking products• Basic knowledge of risk management conceptsApart from the above, the candidate would ideally require – • Strong organizational skills, including ability to work independently, multitasking, prioritize workload, demonstrate attention to detail and meet deadlines• Highly proficient written and verbal communication skills, including ability to communicate concisely, removing uncertainty and ability to coordinate within teams across businesses.• Strong interpersonal skills, including ability to work as a team player and a willingness to take initiative and expand responsibilities rapidly• Ability to work as a team to meet stringent deadlines and deliver on complex projects when required. ------------------------------------------------------ Job Family Group: Operations - Services------------------------------------------------------ Job Family: Credit Maintenance------------------------------------------------------ Time Type: Full time------------------------------------------------------ Most Relevant Skills Please see the requirements listed above.------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------

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