Credit Risk

2 months ago


Mumbai, India A Global Investment Bank Full time

Job Location: Mumbai

Company: A leading Global investment Bank


About the team:

The team operates as a credit risk control function within the Risk Management Division, reporting to the CRO. The process for managing credit risk includes:

  • Evaluation of likelihood that a counterparty defaults on its payments and obligations;
  • Assignment of internal ratings to all active counterparties;
  • Approval of extensions of credit and establishment of credit limits;
  • Measurement, monitoring and management of current and potential future credit exposures;
  • Setting credit terms in legal documentation, including margin terms; and
  • Use of appropriate credit risk mitigants, including netting, collateral and hedging


Role & Responsibilities:

The Financial Institutions team covers a global portfolio of Financial Institutions. As a member of the team, you will:

  • Be responsible for independently reviewing and monitoring counterparties within the allocated Financial Institutions portfolio, which will primarily include Insurers. The portfolio also includes Banks, Brokers, and other Financial Institutions to a lesser extent. Specifically, you will -
  1. Write credit reviews recommending credit ratings for insurance counterparties trading with client. This includes an evaluation of a counterparty’s business model, its credit profile, macro-economic and sector trends, financial analysis, performance vs its peers etc.
  2. Perform in-depth sector and peer reviews, highlighting key trends, growing risks, and possible risk mitigation to be undertaken by the firm.
  3. Participate in due diligence calls and create due diligence notes.
  4. Monitor the performance of counterparties and also closely track developments related to the counterparty, industry, economy, regulations, markets etc., which could adversely impact the credit profile of the counterparty.
  5. Preparation and presenting detailed notes with the view/outlook and appropriate risk management action to senior management.
  6. Assist regional analysts in setting and negotiating credit terms to be included in legal agreements with the counterparty.
  7. Present at various forums on critical developments.
  • Determining trading capacity by assigning risk appetite to counterparties
  • Set or rationalize credit limits in conjunction with business activity with the counterparty.
  • Investigate limit excesses by liaising with Front Office, Operations and Exposure Analytics team, to determine the cause and escalate genuine breaches as per Credit Policies
  • Analyze stressed exposure under various scenarios and provide commentary on the same.
  • Participate in ad hoc projects related to rating methodology, portfolio monitoring, regulatory requirements etc.


  • Credit Risk Analyst

    2 weeks ago


    Mumbai, Maharashtra, India Acies Consulting Full time

    Job SummaryWe are seeking a highly skilled Credit Risk Specialist to join our team at Acies Consulting. As a Credit Risk Specialist, you will be responsible for working on credit risk and IFRS 9 modelling engagements with leading banks, financial institutions, NBFCs, insurance companies, and corporates.Key ResponsibilitiesDevelop and implement credit risk...


  • Mumbai, Maharashtra, India Acies Full time

    Credit Risk SpecialistEngagement OpportunityWe are seeking a Credit Risk Specialist to join our team at Acies, a leading consulting firm. The successful candidate will have the opportunity to work on credit risk and IFRS 9 modelling engagements with leading banks, financial institutions, NBFCs, insurance companies, and corporates.Key Responsibilities*...

  • Avp Credit Risk

    6 months ago


    Mumbai, India Barclays Full time

    Job Title: AVP Credit Risk Location: Mumbai About Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of...

  • Credit Risk

    2 months ago


    mumbai, India A Global Investment Bank Full time

    Job Location: MumbaiCompany: A leading Global investment BankAbout the team:The team operates as a credit risk control function within the Risk Management Division, reporting to the CRO. The process for managing credit risk includes:Evaluation of likelihood that a counterparty defaults on its payments and obligations;Assignment of internal ratings to all...

  • Credit Risk

    1 month ago


    Mumbai, India A Global Investment Bank Full time

    Job Location: MumbaiCompany: A leading Global investment BankAbout the team:The team operates as a credit risk control function within the Risk Management Division, reporting to the CRO. The process for managing credit risk includes:- Evaluation of likelihood that a counterparty defaults on its payments and obligations;- Assignment of internal ratings to all...

  • Credit Risk Analyst

    2 weeks ago


    Mumbai, Maharashtra, India RECEX Full time

    Job Title: Credit Risk AnalystWe are seeking a skilled Credit Risk Analyst to join our team at RECEX. As a Credit Risk Analyst, you will be responsible for analyzing and managing credit risk across various business segments.Key Responsibilities:Identify and Assess Credit Risk: Look for keywords like IFRS 9 ECL RWA PD LGD EAD Basel Credit rating credit...

  • Credit Risk

    1 month ago


    mumbai, India A Global Investment Bank Full time

    Job Location: MumbaiCompany: A leading Global investment BankAbout the team:The team operates as a credit risk control function within the Risk Management Division, reporting to the CRO. The process for managing credit risk includes:Evaluation of likelihood that a counterparty defaults on its payments and obligations;Assignment of internal ratings to all...

  • Credit Risk

    2 months ago


    Mumbai, India A Global Investment Bank Full time

    Job Location: MumbaiCompany: A leading Global investment BankAbout the team:The team operates as a credit risk control function within the Risk Management Division, reporting to the CRO. The process for managing credit risk includes:Evaluation of likelihood that a counterparty defaults on its payments and obligations;Assignment of internal ratings to all...

  • Credit Risk

    2 months ago


    Mumbai, India A Global Investment Bank Full time

    Job Location: MumbaiCompany: A leading Global investment BankAbout the team:The team operates as a credit risk control function within the Risk Management Division, reporting to the CRO. The process for managing credit risk includes:Evaluation of likelihood that a counterparty defaults on its payments and obligations;Assignment of internal ratings to all...

  • Credit Risk Analyst

    2 weeks ago


    Mumbai, Maharashtra, India 12542 Citicorp Services India Private Limited Full time

    Job Title: Officer - Credit Risk Analyst - MumbaiThe Credit Risk Analyst II is a developing professional role that requires a strong understanding of credit risk management principles and practices. The ideal candidate will have excellent analytical and problem-solving skills, with the ability to interpret complex data and make informed recommendations.Key...


  • Mumbai, India Acies Consulting Full time

    Highlight of the engagement opportunity Nature of role: Full time Number of years of experience expected: - (1 – 10) years Areas of past experience preferred: Credit risk modelling, Credit scoring models, Credit rating models, Credit risk stress testing, Probability of Default (“PD”) and Loss Given Default (“LGD”) models validation ...


  • mumbai, India Acies Consulting Full time

    Highlight of the engagement opportunityNature of role: Full timeNumber of years of experience expected: - (1 – 10) yearsAreas of past experience preferred: Credit risk modelling, Credit scoring models, Credit rating models, Credit risk stress testing, Probability of Default (“PD”) and Loss Given Default (“LGD”) models validationEducational...


  • Mumbai, India Acies Consulting Full time

    Highlight of the engagement opportunity Nature of role: Full time Number of years of experience expected: - (1 – 10) years Areas of past experience preferred: Credit risk modelling, Credit scoring models, Credit rating models, Credit risk stress testing, Probability of Default (“PD”) and Loss Given Default (“LGD”) models validation ...

  • Credit Risk Analyst

    1 week ago


    Mumbai, Maharashtra, India Acies Consulting Full time

    About the Role:We are seeking a highly skilled Credit Risk Specialist to join our team at Acies Consulting. As a Credit Risk Specialist, you will have the opportunity to work on credit risk and IFRS 9 modelling engagements with leading banks, financial institutions, NBFCs, insurance companies, and corporates.Key Responsibilities:Develop and implement credit...


  • Mumbai, Maharashtra, India jai kisan Full time

    Job Title: Credit AnalystAt Jai Kisan, we are seeking a highly skilled Credit Analyst to join our team. As a Credit Analyst, you will play a crucial role in evaluating the financial state of potential customers, monitoring existing clients, and performing risk assessments to determine credit worthiness.Key Responsibilities:Credit Assessment: Conduct...

  • Credit Risk Analyst

    2 weeks ago


    Mumbai, Maharashtra, India jai kisan Full time

    Job Title: Credit AnalystAt Jai Kisan, we are seeking a highly skilled Credit Analyst to join our team. As a Credit Analyst, you will play a critical role in evaluating the financial state of potential customers, monitoring existing clients, and performing risk assessments to determine credit worthiness.Key Responsibilities:Credit Assessment: Conduct...

  • Credit Risk

    5 months ago


    Mumbai, India Deutsche Bank Full time

    **In Scope of Position based Promotions (INTERNAL only)** **Job Posting Title: Risk Specialist / Credit Officer** **Location: Mumbai** **Role Description**: Deutsche Bank follows an integrated risk management approach under the independent Risk function, which includes Credit Risk Management. The Credit Risk Management team manages credit risk on behalf...


  • Mumbai, India Acies Consulting Full time

    Highlight of the engagement opportunity Nature of role: Full time Number of years of experience expected: - (1 – 10) years Areas of past experience preferred: Credit risk modelling, Credit scoring models, Credit rating models, Credit risk stress testing, Probability of Default (“PD”) and Loss Given Default (“LGD”) models validation ...


  • Mumbai, Maharashtra, India jai kisan Full time

    You will report to the Sr. Manager / Manager - Credit at Jai Kisan. Your responsibilities will include evaluating the financial state of potential customers, monitoring existing clients, performing risk assessments, determining credit worthiness of applicants, writing detailed reports, and making informed decisions while extending credit.Key...

  • Trainer-Credit & Risk

    1 month ago


    mumbai, India FlexiLoans Full time

    Who we are:FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex- Founders, investment...