Capgemini - Payment Business Architect

Job title: Payment Business Architect

Location: Pune

Grade: E

About Capgemini:

Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, cloud and data, combined with its deep industry expertise and partner ecosystem. The Group reported 2023 global revenues of 22.5 billion.

Capgemini in India comprises nearly 175,000 team members working across 13 locations: Bangalore, Bhubaneswar, Chennai, Coimbatore, Gandhinagar, Gurugram, Hyderabad, Kolkata, Mumbai, Noida, Pune, Salem and Tiruchirappalli.

About FS SBU:

Serving two-thirds of the worlds largest financial services institutions, Capgeminis Financial Services Unit helps banks, capital markets firms, and insurers meet todays industry disruptions with innovative business and IT solutions which create tangible value. With a network of 63,200 professionals dedicated to Financial Services across Capgemini's global locations, including 37,500+ FS team members dedicated to FS in India with more than 1500 clients worldwide, and a reputation for unparalleled domain expertise and global next generation delivery, Capgemini is uniquely positioned to shape and serve the Financial Services industry. We provide the freedom to lead and transform businesses with proven consulting and technology solutions in banking, insurance and capital markets. To better serve our clients, our industry leading solutions are supported by Global Centres of Excellence.

Why Join Capgemini?

The choices you make today lay the foundation for change tomorrow.

Choosing Capgemini means having the opportunity to make a difference, whether for the worlds leading businesses or for society. It means getting the support you need to shape your career in the way that works for you. It means when the future doesnt look as bright as youd like, you have the opportunity to make change: to rewrite it.

When you join Capgemini, you dont just start a new job. You become part of something bigger. A diverse collective of free-thinkers, entrepreneurs and experts, all working together to unleash human energy through technology, for an inclusive and sustainable future. At Capgemini, people are at the heart of everything we do You can exponentially grow your career by being part of innovative projects and taking advantage of our extensive Learning & Development programs. With us, you will experience an inclusive, safe, healthy, and flexible work environment to bring out the best in you You also get a chance to make positive social change and build a better world by taking an active role in our Corporate Social Responsibility and Sustainability initiatives. And whilst you make a difference, you will also have a lot of fun.

The Opportunity:

- Capgemini is seeking a Director/Sr Director level executive to Business Architect.

- This person will minimum 18+ years of experience working in an IT Organization as part of a Payments group in the role of Lead Payment SME / Lead Payment Business Architect. Must have experiences in multi-country implementation of leading Payments Product at large banks.

- The candidate should have a builder and pragmatic mindset; the firm seeks not only a strong leader who can articulate a vision, but one who can also drive execution of that vision in a very concrete manner that results in tangible business outcomes (bookings, contribution margin, revenue, market recognition).

- The role demands a high level of autonomy; a strong appetite to drive change and overcome organizational complexity; and a high level of drive to build a business from its current strong foundations to a potential billion-scale business.

Additional Responsibilities Include:

- Lead / Support GTM (go-to-market) initiatives by developing solutions for target customers

- Lead and deliver large implementation program with responsibility across solution and delivery

- Responsible for a wide range of process activities beginning with the request for proposal through

development, and final delivery of Build Projects, Package Implementation or Managed Services

- Working with client team members and executives to identify business requirements and subsequently working with, and leading others, in the initiating, planning, controlling, executing and closing the client's solution

- Responsible for the translation of the client's complex business

- Rrequirements into formal agreements.

- Own & drive initiatives on solution strategy, IP creation and delivery

- Is acknowledged internally and externally as a thought leader, is seen as a role model in their community, and can operate effectively at the highest levels within national and multi-national organizations.

Our Ideal Candidate:

- He/She/They will have 18+ years of experience in Payments with a strong project track record and demonstrated P&L contribution to sales. A Bachelors degree is required; MBA is strongly preferred.

This person is motivated to deliver high-quality work to drive customer satisfaction. They use their intellect, insight, and ability to build creative solutions with clients and colleagues while embracing a collaborative mindset.

Key qualifications include:

- Strong Exposer to Transaction Banking, Payments & Cash Management business and end-to-end lifecycle across ACH, RTGS, Real Time Payments, Open Banking.

- Provides Architectural business Leadership and vision for payment services platforms by developing and maintaining Architectural roadmap for product and services and additionally maintaining alignment with business and enterprise architecture.

- Good appreciation Cards and Payments industry global trends, regulatory and compliance initiatives

- Exposure to SWIFT & ISO 20022 Message Processing and

- Exposure to global PMPG guidelines and including CBPR+ HVPS+ et.al.

- Clearing & Settlement Systems (e.g. RTGS / ACH / RTP / CHAPS / FEDWIRE / CHIPS / SEPA / Step2 / Target2 / Faster Payments / G3 / IMPS / UAEFT etc.) SEPA (Direct Debits, Credit Transfers, Mandate Management) - Payments Interface data mapping and solution design

- Exposure to Corporate Internet Banking & Direct Channels (Host2Host file transfers), Mobile banking, PSD2, Open Banking, Payments Service Provider (PSP), Distributed Ledger Technology (DLT) etc

- Hands on experience with one or more products like Finastra-GPP, FIS Clear2Pay-OPF, Dovetail, ACI-MTS, TCSBancs Payments, Finacle Payments Solution, Oracle Flexcube UBS etc

- Experienced in incubating and grooming teams in COE format.

- Proven track record and experience in managing complex projects in the financial services market

- Masters the identification and generation of opportunities through a combination of pro-active networking, and identifying unique and compelling account specific business case initiation and development

- Influential with consultative selling skills

- Identifies and assesses technical evolution scenarios of a client organization and defines its governance processes and program management.

- High impact presentation skills to present highly visible solutions and services to the client.

- Highly developed conceptual and analytical skills

- Creative, innovative team player able to convince all stakeholders and bridge differences

- Highly enthusiastic, energetic, and has a self-starting capability

- Aggressive salesman, with desire to succeed

- Adhered to process and tooling, and a systematic worker