Rosmerta - Manager - Financial Risk & Credit Evaluation

1 week ago

Gurugram, India Rosmerta Technologies Limited Full time

Immediate joiners are highly preferred.We're looking for a highly skilled and experienced Manager-Financial Risk & Credit Evaluation to join our team. The ideal candidate will have a strong background in financial risk assessment, credit analysis, and a proven track record of managing credit portfolios. This role is crucial for our continued growth and stability, as you'll be responsible for evaluating and mitigating financial risks associated with our loan products.Key Responsibilities- Risk Assessment & Credit Evaluation: Conduct in-depth financial risk assessments of loan applicants by meticulously evaluating financial documents, including balance sheets, profit and loss statements, and bank statements.- Credit Line & CIBIL Assessment: Accurately assess credit lines and access CIBIL ratings to determine the creditworthiness of potential borrowers.- You'll use this data to make informed decisions on loan approvals.- Report & MIS Analysis: Analyze various financial reports, including credit bureau reports, company profiles, and market data, to identify potential risks and opportunities.- You'll also be responsible for maintaining accurate MIS (Management Information System) documentation.- Process Improvement: Identify and implement process efficiencies, including leveraging technology for streamlined evaluation processes, to enhance our ability to assess risk and make timely decisions.- Compliance & Documentation: Ensure all credit evaluation and risk assessment processes comply with internal policies and external regulatory guidelines.- Maintain meticulous and organized records of all assessments and decisions.- Team Collaboration: Work closely with the sales and operations teams to facilitate a smooth loan application process, providing clear and concise feedback on credit decisions.Qualifications & Skills- Educational Background: A degree in Chartered Accountancy (CA), MBA in Finance, or a Post Graduate in Finance & Credit Domain is essential.- Technical Proficiency: Strong understanding of financial statements, ratios, and risk analysis techniques.- Experience with credit risk software and financial modeling is a plus.- Analytical Skills: Exceptional analytical and problem-solving skills with a keen eye for detail.- Communication: Excellent written and verbal communication skills to articulate complex financial information clearly.- Attention to Detail: Meticulous and detail-oriented approach to document evaluation and data analysis.Application ProcessThis is an urgent hiring requirement for an immediate joiner.Interview Mode: The interview will be conducted in-person (F2F/Physical Mode Only) at our office in Gurgaon (ref:iimjobs.com)

  • Rosmerta Technologies

    3 weeks ago

    Gurugram, India Rosmerta Technologies Limited Full time

    Database Administrator (PostgreSQL, MySQL, MSSQL)About Rosmerta Autotech Limited :Rosmerta Autotech Limited, a part of the Rosmerta Technologies group, is a leader in India's automotive technology and mobility solutions sector.With a strong presence in areas like High-Security Registration Plates (HSRP), Smart Driving Licenses, and Intelligent Transport...

  • Project Manager

    4 weeks ago

    Gurugram, Gurugram, India Rosmerta Safety Systems Pvt. Ltd. Full time

    Job Description Company Description Rosmerta Safety Systems Pvt. Ltd., headquartered in Gurugram, Haryana, is a leading player in Road and Rider Safety Products. The company boasts 9 Business Verticals, 6 Manufacturing plants, and an employee strength of over 4500 people across the country. Rosmerta's diverse portfolio includes manufacturing and supply of...

  • Training And Development

    11 hours ago

    Gurugram, India Rosmerta Technologies Limited Full time

    Rosmerta Technologies Limited hiring: *Company Website* : *Position:* Training/L & D-Manager *Skills:* Design & implement employee training programs, Identify & assess skill gaps across teams, Monitor & Evaluate training initiatives etc. *Job Location:* Gurgaon, Sector 44 *Qualification:* MBA *Salary Per Month(CTC):* 84K *Experience:* Min. 8-10 Years...

  • High Salary! Assistant Manager

    1 week ago

    Gurugram, India Airpay Services Full time

    Job Description Key Responsibilities: - Credit Risk Assessment: - Develop and implement credit risk assessment models and methodologies to evaluate the - creditworthiness of potential borrowers. - Analyze credit data and financial statements to determine the degree of risk involved in extending - credit or lending money. - Monitor and review credit...

  • Tender Management

    11 hours ago

    Gurugram, India Rosmerta Technologies Limited Full time

    Rosmerta Technologies Limited hiring: *Company Website* : *Position:* Tender Manager *Skills:* Bidding,Tender,Bid,GeM Portal etc. *Job Location:* Gurgaon, Sector 44 *Qualification:* Graduate/MBA *Salary Per Month(CTC):* 84K *Experience:* Min. 10+ Years *Interview Mode:* Physical/ftf/Online *Immediate joiners only* Interested Candidates can apply & share CV:...

  • Purchasing Manager

    11 hours ago

    Gurugram, India Rosmerta Technologies Limited Full time

    Rosmerta Technologies Limited hiring: *Company Website* : *Position:* Purchase Executive/Manager *Skills:* MRO, Indirect Purchase, Technical Purchase, Contact Negotiation,Vendor Onboarding,Excel etc. *Job Location:* Gurgaon, Sector 44 *Qualification:* Graduate/MBA *Salary Per Month(CTC):* 50K-60K *Experience:* Min. 4-6 Years *Interview Mode:*...

  • Senior Embedded Firmware Developer

    11 hours ago

    Gurugram, India Rosmerta Technologies Limited Full time

    Company Overview Rosmerta Technologies Limited, part of the Rosmerta Group, is a pioneering leader in the E-governance, transport, and road safety domain in India. With a vast presence across the country and a diverse portfolio of automotive safety products and solutions, the company is committed to enhancing road safety and transportation management through...

  • Database Administrator

    2 weeks ago

    Gurugram, Haryana, India Rosmerta Technologies Limited Full time

    **Company Overview** Rosmerta Technologies Limited, a part of Rosmerta Group, is at the forefront of the E-governance, Transport, and Road Safety domain in India. With a presence across 25 states and over 350 branches, the company serves more than 30 million customers annually. Rosmerta is dedicated to enabling digitization and transparency in the...

  • Electronics Hardware Design

    10 hours ago

    Gurugram, India Rosmerta Technologies Limited Full time

    Company Overview Rosmerta Technologies Limited, part of the Rosmerta Group, has rapidly become a leader in E-governance, Transport, and Road Safety in India. Headquartered in Gurugram, Haryana, Rosmerta has a robust presence with over 4500 employees across more than 350 branches. The company delivers advanced solutions in areas like high-security...

  • Mis Executive

    2 weeks ago

    Gurugram, Haryana, India Rosmerta Technologies Limited Full time

    **Company Overview** Rosmerta Technologies Limited, part of the Rosmerta Group, is a leader in the e-governance, transport, and road safety domain in India. With its headquarters in Gurugram, Haryana, the company boasts a pan-India presence and over 4500 employees. Specializing in innovative solutions for the automotive sector, Rosmerta aims to enhance road...