Credit and Risk Strategist || CTC upto 40 LPA || Fintech || Mumbai
3 days ago
Credit Risk Strategist (Digital Unsecured Lending) Location:Mumbai Ready to shape the future of digital lending?We are hiring for alisted NBFCat the forefront of theDigital Lendingrevolution in India, based in Mumbai. We are searching for an accomplished and analytically-drivenCredit Risk professionalto take ownership of the risk framework for rapidly expandingunsecured personal loan portfolio . This is a high-impact role where your strategic decisions will directly influence our growth trajectory and financial health.Core Responsibilities Strategy & Decision Science Design, test, and optimize end-to-endcredit strategiesand underwriting rules for unsecured personal loans, focusing on balancing growth, profitability, and risk. Lead the integration of advanced analytics into the credit decisioning process, leveraging machine learning andreal-time decision enginesfor instant credit scoring and offers. Proactively identify and develop strategies to minimize losses from fraud and emerging risk factors. Process & Execution Work closely with Product, Engineering, and Data Science teams to streamlinedigital underwriting journeys , ensuring a seamless customer experience while maintaining strict risk controls. Oversee and manage risk across theentire loan lifecycle , from acquisition and disbursement through to monitoring repayment performance and optimizing collections strategies. Conduct deep-dive analysis onportfolio performance metrics(e.g., delinquency, NPA, loss rates) and propose data-backed risk mitigation strategies. Regulatory & Industry Leadership Maintain up-to-date knowledge ofRBI guidelines , industry best practices, and competitor credit policies, ensuring all credit operations remain compliant and competitive.The Ideal Candidate: Qualifications 5-8 years of progressive experiencein Credit Risk Management, with a substantial focus onunsecured personal loans Mandatory Experience:Prior work experience with aFinTech or Digital Lending NBFCthat operates a high-volume, tech-first lending platform,ideally via a proprietary consumer app. Technical Acumen:Strong proficiency in applying analytical tools and working with large data sets to build and validate credit models and policies. Digital Mindset:Demonstrated ability to translate complex credit policy into functional requirements fordigital underwriting systemsand decision engines. Soft Skills:Exceptional ability to communicate complex risk concepts to non-technical stakeholders and drive results through cross-functional collaboration.
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Zonal Credit Manager
4 weeks ago
Delhi, India Credit Saison Full timeAbout Credit Saison Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting...
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Head Credit Risk
5 days ago
Delhi, Delhi, India Corenza Full time ₹ 10,00,000 - ₹ 25,00,000 per yearLead credit for rural/SME loans: set policies, assess risk, mentor teams, ensure compliance/KYC, monitor portfolio, streamline disbursement, reduce complaints, and improve customer experience. Required Candidate profileIdeal cnadidates should have experience in Credit and Underwriting (preferably with NBFCs, banks, or fintechs).
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Chief Manager
4 days ago
New Delhi, India TVS Credit Services Ltd. Full timeJob Purpose:This position is responsible to develop, refine and implement a robust risk management framework for TVS Credit, aligning it to the future needs and in line with the market best practicesKey Responsibilities:Preparing product level risk deck covering the product performance on Key risk metrics against benchmarks, analysis of early bucket bounces,...
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WeCredit - Risk Analyst
3 weeks ago
New Delhi, India WeCredit Full timeAbout the Company :WeCredit is a fast-growing fintech company revolutionizing access to financial products in India. We partner with heading NBFCs to help Customers find the best online financial solutions, including quick and hassle-free loans. Our skilled team aids every step of the way, from Completing your loan documents to ensuring fast disbursal of...
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UPI Credit Partnerships Lead
2 days ago
New Delhi, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like it This role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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UPI Credit Partnerships Lead
17 hours ago
New Delhi, India LIGHT - Credit For UPI Full timeAbout LightWe’re building the future of credit on UPI — making every payment smarter, faster, and frictionless. We’re a startup where every day is crazier than the last, and that’s exactly how we like itThis role is for the geek who loves speed, hates red tape, and thrives in chaos. In return — apart from salary — you’ll get enormous growth,...
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Credit Manager
4 days ago
New Delhi, India Times Internet Full timeAbout Times Internet (across TIL)At Times Internet, we create premium digital products that simplify and enhance the lives of millions. As India’s largest digital products company, we have a significant presence across a wide range of categories, including News, Sports, Fintech, and Enterprise solutions. Our portfolio features market-leading and iconic...
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Credit Risk
4 days ago
New Delhi, India Renous Consulting Full time**Job Location**: Chennai **Job Type**: Permanent **Responsibilities**: - Analyze financial and business risk for financial institutions/ Corporates and provide an accurate update on their overall business model from a risk perspective - Be brilliant with numbers, analyzing financial statements, interpreting data, and solving problems. Understand the...
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Associate Credit Risk
1 week ago
New Delhi, India Acuity Knowledge Partners Full timePosition Title:Analyst/ Associate / Senior Associate (Credit Risk) Experience Level:2-5 Years Location : Bengaluru/Gurugram/PuneJob Purpose Provide comprehensive model validation and review processes in accordance with client’s model risk management policy to assess model usage, purpose, conceptual soundness, data integrity, documentation and the control...
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Associate Credit Risk
3 days ago
New Delhi, India Acuity Knowledge Partners Full timePosition Title: Analyst/ Associate / Senior Associate (Credit Risk)Experience Level: 2-5 YearsLocation : Bengaluru/Gurugram/PuneJob Purpose- Provide comprehensive model validation and review processes in accordance with client’s model risk management policy to assess model usage, purpose, conceptual soundness, data integrity, documentation and the control...
