HCL DRIVE FOR Mortgage Central Securities – Collateral Valuation on 5,6.7 Feb 2025

2 weeks ago


Chennai, Tamil Nadu, India HCLTech Full time

HCL DRIVE FOR Mortgage Central Securities – Collateral Valuation on 5,6.7 Feb 2025PLEASE ATTEND ONLY IF YOU HAVE RELEVANT EXPERIENCE into Mortgage Central Securities - Collateral ValuationWalk-in Details:Date: 5,6.7 Feb 2025Timing : 1:00 PM to 4:00 PMInterview location : ETA 1 - HCL Navalur - Block 1 , Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur , Chennai , Tamil Nadu, 600130Note:Only for Immediate JoinersOnly Work from OfficeJob Location - HCL NavalurShift timings - UK Shift (12:00 PM to 10:00 PM)HR Contact: Pradeep/ NikitaYears Of Experience:Analyst - Minimum 3-5 years on Same Job Description (MAX Expected CTC upto 5 LPA)Senior Analyst - Minimum 5- 7 years on Same Job Description (MAX Expected CTC upto 7 LPA)Qualification:Any Degree is MandatoryJob Description:Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards.Will be also responsible for managing the daily operations along with client handling who should be well versed and Central Securities in the Mortgage domainExperience in reviewing of collateral including in depth analysis of certificate of title security report, Loan drawdown requisition and Title of Deeds.In depth knowledge of Land Registry history, Re – Mortgaging documentation, Legal Property documentation reviewing.Should have experience in Analyze the Deeds documentation reviewing, I.e. Family home deceleration, Land Registry & Folio documents reviewingExperience in following up with Solicitors to ensure their satisfaction and resolve any issuesAnalyze all Property documents, Property or Land Ownership history and Size of Property, Title documents, appraisals and all applicable compliance documents.Complying with regulatory standards and laws relatedReview loan files for completeness and accuracyReview the eligibility of Property, Borrowers and Lenders law.Evaluate debt ratio, loan-to-value ratios, credit score, property valuationIdentify risk factors, including fraud red flags to determine or verify misrepresentationCondition files for missing/ supporting documentation as neededComplete required trainings and assessmentsKnowledge in Commercial Real Estate will be an added advantageHigh level understanding of Mortgage, Commercial Mortgage Servicing, loan agreements and documentationAbility to build & motivate teamsAbility to manage Client escalations and Client relationshipsTeam mentoring & coaching individual associates who may fall below desired performanceContinuously contribute towards process improvementPerks and Benefits :Cab facility (two way) (Upto 30 Kms Only)



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