Senior Underwriter
3 weeks ago
We are hiring Full UnderwriterA Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements.About the RoleThe Mortgage Underwriter is responsible for evaluating loan applications and ensuring compliance with lending standards.ResponsibilitiesLoan Application Review: Analyse and verify loan applications, ensuring all required documents are complete and accurate. Assess the borrower's credit history, employment, income, and debt levels. Confirm the property's value through appraisal reports.Credit and Financial Analysis: Evaluate credit reports to determine the borrower's creditworthiness. Analyse financial statements, tax returns, pay stubs, and other income documentation. Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.Property Valuation Review: Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation.Compliance and Risk Assessment: Ensure loans comply with all federal, state, and local regulations. Adhere to company policies and guidelines. Identify potential risks and assess the overall risk level of the loan.QualificationsAny bachelor’s degree. Proven experience in mortgage processing or underwriting. Strong knowledge of mortgage industry regulations and procedures. Excellent analytical and problem-solving skills. Detail-oriented with exceptional organizational abilities. Proficiency in using mortgage processing software and financial tools. Effective communication and interpersonal skills. Ability to work efficiently under pressure and meet tight deadlines. Solid understanding of financial statements and credit reports. Certification in mortgage underwriting or related fields is a plus.Required SkillsProven experience in mortgage processing or underwriting. Strong knowledge of mortgage industry regulations and procedures. Excellent analytical and problem-solving skills. Detail-oriented with exceptional organizational abilities. Proficiency in using mortgage processing software and financial tools. Effective communication and interpersonal skills. Ability to work efficiently under pressure and meet tight deadlines. Solid understanding of financial statements and credit reports.Interview Venue: Location:Consolidated Analytics Private Limited (11th Floor, Workafella, High Street, New No. 431, Anna Salai (Mount Road), Teynampet, Chennai Tamil Nadu 600018, India
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Senior Underwriter
2 weeks ago
New Delhi, India Firstsource Full timeFirstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specializes in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand custodians and long-term...
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Senior Underwriter
1 week ago
New Delhi, India Firstsource Full timeFirstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specializes in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand custodians and long-term...
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Senior Mortgage Underwriter
2 weeks ago
New Delhi, India Future Mortgage Full timeCompany Description Future Mortgage is revolutionizing the mortgage industry by connecting Wall Street to brokers, replacing outdated legacy technology, and offering fully white-labeled loan origination solutions. Operating under the Equal Housing Opportunity guidelines, Future is committed to fairness and accessibility in the mortgage process. With NMLS...
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Senior Underwriter
4 days ago
New Delhi, India Firstsource Full time“Firstsource Solutions Limited, an RP-Sanjiv Goenka Group company is a global leader providing business process solutions and services spanning the customer lifecycle across Healthcare, Banking and Financial Services, Communications, Media and Technology, Retail, and other diverse industries. With a global footprint across US, UK, India, Philippines,...
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Senior Underwriter
6 days ago
New Delhi, India Firstsource Full time“Firstsource Solutions Limited, an RP-Sanjiv Goenka Group company is a global leader providing business process solutions and services spanning the customer lifecycle across Healthcare, Banking and Financial Services, Communications, Media and Technology, Retail, and other diverse industries. With a global footprint across US, UK, India, Philippines,...
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Senior Underwriter
18 hours ago
New Delhi, India Firstsource Full time“Firstsource Solutions Limited, an RP-Sanjiv Goenka Group company is a global leader providing business process solutions and services spanning the customer lifecycle across Healthcare, Banking and Financial Services, Communications, Media and Technology, Retail, and other diverse industries. With a global footprint across US, UK, India, Philippines,...
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Senior Underwriter
1 week ago
New Delhi, India Firstsource Full timeFirstsource Solutions is a leading provider of customized Business Process Management (BPM) services. Firstsource specializes in helping customers stay ahead of the curve through transformational solutions to reimagine business processes and deliver increased efficiency, deeper insights, and superior outcomes. We are trusted brand custodians and long-term...
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Senior Mortgage Underwriter
3 weeks ago
New Delhi, India Firstsource Full timeSenior Underwriter Experience required for the Job:4+ years Job Location:Chennai Key skills:Residential Underwriting, US mortgagePosition Overview Candidate should have total 4+ years of US mortgage underwriting experience. Sound knowledge ofUS Residential mortgage . Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem...
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Senior Mortgage Underwriter
4 weeks ago
New Delhi, India Firstsource Full timeSenior Underwriter Experience required for the Job:4+ years Job Location:Chennai Key skills:Residential Underwriting, US mortgagePosition Overview Candidate should have total 4+ years of US mortgage underwriting experience. Sound knowledge ofUS Residential mortgage . Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem...
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Senior Underwriter
1 week ago
New Delhi, India Firstsource Full timeRole & responsibilities:Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting(Residential), US mortgagePosition OverviewCandidate should have total 3+ years of US mortgage(Live & Post closing)underwriting experience. Well versed with FNMA. FHLMC, knowledge of GNMA...
