Credit Risk Analyst

3 weeks ago


Pune, India Om Careers Full time

Key Responsibilities :1) Develop, validate, and monitor credit risk models for retail/commercial portfolios.2) Perform model implementation, back-testing, and performance tracking.3) Analyze large datasets using SQL (complex queries) and SAS (Basic & Advanced).4) Build and automate analytical solutions using Python and programming logic.5) Conduct model validation as per regulatory and business standards.6) Work closely with risk strategy, data science, and business teams to provide insights.7) Prepare documentation, model reports, and risk assessment summaries.8) Support regulatory audits and model review processes (e.g., IFRS9, Basel norms).9) Ensure accuracy, robustness, and compliance of credit risk modelsRequired Skills & Expertise : 1) SAS (Base & Advanced) - Data manipulation, analytics, statistical procedures.2) SQL (Complex queries) - Joins, subqueries, CTEs, performance optimization.3) Python Programming - Data handling, model development, automation scripts.4) Credit Risk Modelling - Scorecards, PD/LGD/EAD modeling, validation.5) Understanding of statistical techniques - Regression, time-series, clustering, etc.6) Experience with model documentation and regulatory compliance.Preferred Qualifications : - Bachelors or Masters degree in relevant fields.- 2 to 7+ years of experience in credit risk analytics or model development.- Exposure to BFSI / Banking / Financial Services domain. (ref:hirist.tech)


  • Credit Analyst

    1 week ago


    Pune, Maharashtra, India Standard Chartered Full time

    Job Summary Strategy Provide inputs in shaping the Retail Risk Operations strategic direction Work with in-country stakeholders to deliver against the Retail Risk Operations strategic initiative Business Optimise operating efficiency while balancing the effectiveness of file processing within the Retail Risk Operations function Ensure the cost budget in...

  • Credit Analyst

    1 week ago


    Pune, India Poonawalla Fincorp Full time

    Job Title: Credit Analyst Location: Pune [Work-from-Office] Job Summary: The candidate will be responsible for developing and implementing credit risk models, monitoring portfolio quality, and performing periodic alignments of the models to fit business requirements. Key Responsibilities: 1. Develop and maintain credit risk models, covering the customer life...

  • Credit Analyst

    1 week ago


    Pune, India Poonawalla Fincorp Full time

    Job Title: Credit Analyst Location: Pune [Work-from-Office] Job Summary: The candidate will be responsible for developing and implementing credit risk models, monitoring portfolio quality, and performing periodic alignments of the models to fit business requirements. Key Responsibilities: 1. Develop and maintain credit risk models, covering the customer life...

  • Credit Analyst

    1 week ago


    Pune, India Poonawalla Fincorp Full time

    Job Title: Credit Analyst Location: Pune (Work-from-Office) Job Summary: The candidate will be responsible for developing and implementing credit risk models, monitoring portfolio quality, and performing periodic alignments of the models to fit business requirements. Key Responsibilities: 1. Develop and maintain credit risk models, covering the customer life...

  • Credit Analyst

    1 week ago


    Pune, India Poonawalla Fincorp Full time

    Job Title: Credit Analyst Location: Pune (Work-from-Office) Job Summary: The candidate will be responsible for developing and implementing credit risk models, monitoring portfolio quality, and performing periodic alignments of the models to fit business requirements. Key Responsibilities: 1. Develop and maintain credit risk models, covering the customer life...

  • Credit Analyst

    1 hour ago


    Pune, India Whatjobs IN C2 Full time

    Job Title: Credit Analyst Location: Pune (Work-from-Office) Job Summary: The candidate will be responsible for developing and implementing credit risk models, monitoring portfolio quality, and performing periodic alignments of the models to fit business requirements. Key Responsibilities: 1. Develop and maintain credit risk models, covering the customer life...


  • Pune, India Nexthire Full time

    "Job Title: Credit Scoring Model Developer Location: Pune Company Overview: Mobihive Labs Limited is a fast-growing fintech company dedicated to revolutionizing the lending industry through technology-driven credit solutions. We leverage data science, machine learning, and alternative data sources to enhance credit decision-making and financial inclusion....


  • Pune, Maharashtra, India Cognizant Technology Solutions Full time ₹ 12,00,000 - ₹ 36,00,000 per year

    About Cognizant ConsultingCognizant Consulting is the consulting arm of Cognizant, comprising 6,000+ experts globally who help Fortune 500 clients reimagine their businesses. The practice blends industry insight, technology advisory, and transformation expertise to deliver innovative solutions across sectors such as Banking, Insurance, Healthcare, Life...


  • Pune, India Cognizant Full time

    Job Description About Cognizant Consulting Cognizant Consulting is the consulting arm of Cognizant, comprising 6,000+ experts globally who help Fortune 500 clients reimagine their businesses. The practice blends industry insight, technology advisory, and transformation expertise to deliver innovative solutions across sectors such as Banking, Insurance,...

  • Credit Analyst

    1 week ago


    pune district, India Poonawalla Fincorp Full time

    Job Title: Credit Analyst Location: Pune [Work-from-Office] Job Summary: The candidate will be responsible for developing and implementing credit risk models, monitoring portfolio quality, and performing periodic alignments of the models to fit business requirements. Key Responsibilities: 1. Develop and maintain credit risk models, covering the customer life...