DMI Finance

Managing multiple aspects of X-Sell Credit Policy, with particular focus on improving Collections resolutions and Credit Loss to remain within Budget

Policy Management:

- Ownership of Credit Losses mitigation for X-Sell business

- Regular Portfolio monitoring, including early Performance indicators

- Identify and implement Policy actions aimed towards Credit Loss mitigation while ensuring Good book growth

Collections improvement:

- Close engagement with Collections department, ensuring to provide additional inputs from Credit, with an aim to improve Collections Resolutions and Recoveries

- Close monitoring on Collections data, Dispositions and feedback. Consume the same to identify Policy actions

Educational Minimum Qualification required: B.Tech / or from a strong Quantitative discipline

- Qualifications preferred: CA / MBA Finance

Work Experience:

- Minimum 3-5 Years in similar industry

- Soft skills - Excellent communication skills and Team player

- Retail Unsecured lending with Policy background ( preferably, on Unsecured Term-Loans )

- Ability to to work under pressure and deliver quality output

- Working effectively with the team under stringent deadlines

- Banks/NBFC basic data understanding

- Basic/Intermediate knowledge on SQL / Python. Good understanding with Microsoft tools ( Excel, Powerpoint etc )