Product Implementation Specialist

5 days ago

Bengaluru, India Magic Hive Manpower Development Company Full time

Key Responsibilities :- Define and execute the product strategy and roadmap for the Payments Hub, ensuring alignment with customer needs and regulatory requirements.- Lead end-to-end product development lifecycle, from ideation to deployment, with a strong focus on scalability, security, and real-time processing.- Develop detailed functional specifications for ACH, Wire, RTP, FedNow, and card payments, ensuring seamless integration across financial institutions and payment networks.- Collaborate with engineering teams to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements.- Ensure adherence to Nacha, Fed, and card network standards- Define and monitor key performance metrics (transaction success rates, processing speeds, fraud detection, etc.) to continuously improve the platform.- Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation.- Drive partnerships and integrations with payment networks, core banking providers, and fintech partners.- Stay ahead of emerging trends in real-time payments, open banking, and digital walletsQualifications :- 8-10 years of experience in payments product management, preferably in a financial institution, fintech, or payment processor.- Deep expertise in ACH and Wire payments (Nacha rules, FedWire operations etc.).- Experience with one or more of RTP, FedNow, and card issuing / processing- Strong understanding of payment network integrations, ISO 20022 messaging, and API-based payment processing.- Knowledge of regulatory requirements, risk management, and fraud detection in payments.- Excellent ability to translate business requirements into technical specifications.- Experience working with engineering, compliance, and sales teams to deliver complex payment solutions. - Strong analytical and problem-solving skills with a data-driven approach.- Exceptional communication and stakeholder management skills. (ref:hirist.tech)

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