Co-lending Operations

2 months ago

Ajmer, India Piramal Capital & Housing Finance Limited Full time

Job Role- Co-Lending Operations


Job Responsibility-

•Manage End to End Centralized Post-disbursement Operations for Co-Lending Loans

•Handling Repayment, Recon of the LMS between core system and partner bank & GL Balances

•Daily Repayment tracking and transaction processing co-ordination with Banking Partners

•Ensure compliance to all Audit / Co-Lenidng HL/LAP Products/ RBI regulations

•Process all repayments/resolve all customer related partpayment/FC (queries, request, or complaints) within defined TAT in coordination with platform and partner banks.

•Daily review Operational scorecards to determine RCA and resolve.

•Good understanding of amortization /repayment schedules & SOA, understanding of rate reset / MCLR changes applicability preferred

•Reporting - Publish daily reports and trackers

•Stay abreast of changes related to Co-Lending Operations / Industry and suggest changes to ensure compliance/best practice.

•Meet Productivity, Quality & Cost targets


Essential Qualifications-

•Graduate from a reputed Institution

•Masters Degree/ MBA


Essential Experience-

•4-7 years of relevant experience Centralized Operation or Retail Assets Servicing preferably in Retail Asset Service Operations/Co-Lending Experience Preferred.

•Well versed with MS Excel, MS Powerpoint, MS Word.

•Ability to work under tight deadlines and decision-making skills to manage conflicting and changing priorities.

•Excellent written & verbal communication skills.

•Good interpersonal and problem-solving skills.

Ability to be a self-starter and think strategically.

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