Mortgage Underwriter

13 hours ago


Pune, Maharashtra, India TalentBridge Full time

NON-QM UNDERWRITER

Job Duties:

  • Underwrite and decision non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers, including complex loan transactions.
  • Maintain client SLA expectations:
  • Achieves individual Underwriter quality benchmarks.
  • Achieves individual production goals and turn times.
  • In-depth Knowledge of Non-QM (mandatory). Knowledge of QM (Conventional) UW Guidelines would be an added advantage.
  • Ensuring compliance with company policies and guidelines.
  • Perform Income calculation, debt to income ratios, review/analyse complex asset statements, financial statements, as well as personal and business income tax returns to render a decision.
  • Analyse appraisal report and collateral offered in the loan application to determine acceptability and appropriate loan to value ratios for decisions.
  • Analyse and review title opinions for decisioning on all loan applications.
  • Documenting and effectively communicating reasons for the approval/denial of loans.
  • Decision and review completion of the required conditions to approve loan and communicate requirements to appropriate parties.

Education and/or Experience:

  • Graduation
  • 2+ years mortgage underwriting experience ((front-end & live UW))
  • Prior Supervisory skills are a plus.

Language Skills:

  • Strong written & verbal communication
  • Proficiency in reading, writing & understanding English language.
  • Ability to read, and interpret borrower documentation, company policies, procedures, guidelines, reports, and legal documents. Individual must have the ability to respond to common inquiries or complaints from clients.
  • Strong email etiquette

  • Mortgage Underwriter

    4 weeks ago


    Pune, Maharashtra, India Mphasis Full time

    Job Title: QA Underwriter Job Type: Full time Job Opportunity Available Work Location Available: Pune and Chennai (Work from office) Shift time: Monday to Friday (6.30 pm to 3.30 am) (Must be comfortable with night shifts) Summary The QA Underwriter's primary responsibilities include reviewing mortgage files submitted to Underwriting.This position...


  • Pune, Maharashtra, India Selections HR Services Private Limited Full time

    Job Title: U.K. Mortgage UnderwriterClient: One of the Top MNCsWe are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C's of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines...


  • Pune, Maharashtra, India Selections HR Services Private Limited Full time

    K Mortgage Underwriter with expertise in the 4 C's of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards. Shift & Working Days: Shift: U.Working Days: 5 days of working....


  • Pune, Maharashtra, India Selections HR Services Private Limited Full time

    We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C's of underwriting (Credit, Capacity, Collateral, and Capital).The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards. Shift & Working Days: Shift: U.K (11am...


  • Pune, Maharashtra, India Selections HR Services Private Limited Full time

    We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C's of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.Shift & Working Days:- Shift: U.K (11am...


  • Pune, Maharashtra, India Selections HR Services Private Limited Full time

    We are seeking a skilled U.K Mortgage Underwriter with expertise in the 4 C's of underwriting (Credit, Capacity, Collateral, and Capital). The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.Shift & Working Days:Shift: U.K (11am...


  • Pune, Maharashtra, India beBeeMortgage Full time ₹ 9,00,000 - ₹ 12,00,000

    Job Title: Mortgage Underwriting Specialist">Job Description:We are seeking a skilled Mortgage Underwriting Specialist to join our team. In this role, you will be responsible for reviewing and verifying loan applications and supporting documentation.">Essential Job Functions:Review and verify loan applications and support documentation.Analyze loan risk and...

  • Mortgage Underwriter

    2 weeks ago


    Pune, Maharashtra, India TalentBridge Full time

    Position: US Mortgage Underwriter (Residential) Position Overview: Shared Services function leverages the 'shared' delivery model to provide operations delivery to Business Unites across the organization. The goal of the Shared Services division is to provide central operations solutions to Business Units across the Commercial and Residential Mortgages...


  • Pune, Maharashtra, India TalentBridge Full time

    NON-QM UNDERWRITERJob Duties:Underwrite and decision non-QM loans to comply with all applicable regulations. Should be able to underwrite all Tiers, including complex loan transactions.Maintain client SLA expectations:Achieves individual Underwriter quality benchmarks.Achieves individual production goals and turn times.In-depth Knowledge of Non-QM...

  • Mortgage Underwriter

    6 hours ago


    Pune, Maharashtra, India TalentBridge Full time

    NON-QM UNDERWRITERJob Duties: Underwrite and decision non-QM loans to comply with all applicable regulations.Should be able to underwrite all Tiers, including complex loan transactions.Maintain client SLA expectations: Achieves individual Underwriter quality benchmarks.Achieves individual production goals and turn times.In-depth Knowledge of Non-QM...