Lead, Liquidity Projects, Finance

This job is with Standard Chartered Bank, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not contact the recruiter directly.

• The role is within the Projects team, who is responsible for steering the delivery of Investment Governance projects involving liquidity, IRRBB, FTP and Capital reporting improvements. The team works closely with the Change, Data, and Technology teams to drive the overall team's strategy of improving the quality of liquidity reporting in a controlled and cost-effective manner.
• The team is a subject matter expert in the PRA regulations and risk reporting and plays a key role in transforming SCB's liquidity systems and processes as part of a strategic change.
• The role reports to Head, Liquidity projects and forms part of the Finance operations function with business alignment to Treasury.
• The role holder is responsible for driving change and transformation across internal and external liquidity, IRRBB, Capital and FTP reporting processes owned by the function.
• The role will be a thought leader in steering the completion of business requirements gathering and driving processes improvement agenda for the function.
• The role holder needs to extensively collaborate with peers in the team, particularly Global process managers for Liquidity, IRRBB, FTP and Capital reporting. The role involves significant interaction with Change and Technology teams.
• The Projects team is based in London and India.
• The role of ​Lead, Liquidity Projects​ is based in Bangalore, India in the Projects team.

• Drive change and transformation across internal and external liquidity, IRRBB, FTP and Capital reporting processes and deliver reporting solutions with complete end-to-end validation performed on testing results to meet regulatory requirements.
• Regulatory reporting knowledge and interpretation on PRA, EBA and Basel, and ability to develop further understanding.
• Business requirements gathering and analysis.
• Demonstrate leadership in finding and implementing process improvement and optimisation opportunities.
• Drive effective data management framework development and data analysis.
• Stakeholder management across Liquidity, Project, and Change teams.
• Work collaboratively with Change team and drive the agenda for optimisation of change delivery through review of testing strategy and approach to UAT / UVT
• Team development and training
• Monitor quality standards and future planning through formal monthly management meeting with Technology and Change covering all reporting workstreams.

Strategy

• ​​Strive for excellence in the delivery of liquidity, IRRBB, FTP and Capital reporting and change related activities. Support Treasury and key business partners in effective and optimal risk management.

​​Business

• ​​Develop solid understanding of the Group's businesses and products and how they impact regulatory metrics, reporting and associated controls.
• ​Expertise in systems and processes used to generate regulatory metrics, particularly with experience in change projects focused process enhancements.

Processes

• ​​Support the strategy, execution, and delivery of accurate and complete reporting with regards to data sourcing, calculations and the control framework.

​People & Talent

• ​​Support training and development of new and existing team members.
• ​Set objectives for direct reports and provide regular feedback with regards to those objectives and ensure the team benefits from ongoing training and development in relation to their roles.

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Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Align actions to achieving the outcomes set out in the Bank's Conduct Principles​: Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment. ​
• Effectively and collaboratively identify, escalate, mitigate, and resolve risk, conduct and compliance matters.

• Specific Skill set:
• Quantitative, analytical, with high attention to detail.
• Good IT literacy, with a strong Data analysis skillset.
• Ability to drive change and progress.
• Ability to work with virtual teams across the globe.
• Can develop and implement solutions.
• Can interact with stakeholders from various areas and seniority levels.
• Liquidity, IRRBB, FTP or Capital reporting experience and Change experience gained in Banking is essential.
• It would be desirable to have management experience as there may be a line management required.
• Good understanding of the liquidity regulatory landscape (Basel, PRA).
• Ability to self-review, identify issues and investigate / escalate appropriately.
• Technical / IT skills (e.g., VBA, Python, Data Visualization with Tableau, or similar tools).
• 10+ years' experience in Finance, Regulatory Reporting, Treasury, Market Risk, or similar area.
• Experience in major International and / or UK banks (SCB peers).

Balance Sheet Management

Assesses, optimises and monitors the Bank's / business function's balance sheet to protect financial health, enhance financial resilience, ensure regulatory compliance, and support business growth aligning with the bank's strategy.
Only required for "Capital & Liquidity Reporting"

Capital Management

Understand and apply knowledge pertaining to the external capital markets, regulatory requirements and thresholds, and the Group's capital structure to support managing capital positions, metrics and capital risks, including stress testing, reporting and optimising the Group/Country capital resources and usage.
Only required for "Capital Reporting"

Liquidity Management

Understand and apply knowledge of external markets, regulatory requirements and thresholds, to support managing the Group's short-term liquidity obligations as well as liquidity levels and risks, including stress testing, reporting and optimising the Group/Country liquidity positions and resources.
Only required for "Liquidity Reporting"

Interest Rate Risk (IRR) Management

Leverages Interest Rate Risk (IRR) Management tools, techniques and processes within the Bank to assess and control the Bank's and/or clients' exposure to IRR in adherence to established guidelines and regulations.
Only required for "IRRBB Reporting"

Liquidity Risk

Identifies, measures, manages and monitors risks relating to the lack of ability of organisations to meet financial obligations without making catastrophic losses when selling investments / assets to cover obligations.
Only required for "Liquidity Reporting"

Credit Risk

• Identifies, measures, manages and monitors risks relating to borrowers' failure to repay loans or meet its financial obligations to the Bank.
• Understanding of Credit Risk Weighted Assets (RWA) methodologies, critical data elements, calculation and reporting operations and functionalities along with controls.
• Only required for "Capital Reporting"
• Market Risk (Advanced 'Entry' for IRRBB)
• Identifies, measures, manages and monitors risks arising from changes to market variables impacting prices and volatility (e.g., interest rate changes, commodity price changes), on a local, regional and global level.
• Only required for "Capital Reporting and IRRBB Reporting"

Operational Risk

• Knowledge of policies and key frameworks to identify, measure, and monitor risks / compliance relating to the potential financial loss from inadequate or failed internal processes, technology events, human error or from the impact of external events.
• Only required for "Capital Reporting"

Financial Products and Markets

Understand and apply knowledge pertaining to SCB customer segments, product groups and the linkages of product vs. capital and liquidity.

Other Technical Skills

Financial and Accounting Systems

• Knowledge of functions, features and capabilities of financial and accounting systems; ability to use financial and accounting applications specific to the organisation for business and/or regulatory purposes.
• Standard Operating Procedures (Advanced)
• Knowledge of established standard operating procedures (SOP) and ability to design, implement and evaluate standard operating procedures affecting daily and strategic business operations in order to increase operational efficiency.
• Financial Process Documentation (Advanced)
• Knowledge of appropriate techniques and ability to accurately and thoroughly document financial processes in accordance with established standards and regulatory requirements, guidelines and expectations (where applicable).
• Product Line (Financial Markets (FM)) - (Entry)
• Understands FM products / services provided by the Bank.
• Develops and manages the Bank's overall FM products / services strategy and implementation.
• Product Line (Transaction Banking (TB)) - (Entry)
  

• ​​​Qualification in Finance, Economics, Mathematics or Technology
• ​10+ years' experience in Finance, Regulatory Reporting, Treasury, Market Risk or similar area
• ​Experience in major International and / or UK banks (SCB peers)​​

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.