Underwriter
1 day ago
About company ThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences, and drive operating efficiencies. We do this through executional excellence and mitigating the risk of change. With headquarters in the U.S., the Company has more than 3,000 employees in locations spread across five countries. For more information, please visit the company website . Processing Order Setup: Open new loan files in the Loan Origination System (LOS) and ensure accurate data entry. Document Collection: Gather borrower’s initial application, credit report, income, assets, and property documentation. Appraisal Management: Order and track appraisals to validate property value and condition. VOE & VOD Requests: Obtain Verification of Employment and Verification of Deposit. Document Follow-Up: Communicate with borrowers, loan officers, and third parties to obtain outstanding or missing documentation. File Assembly: Organize all required documents systematically for underwriting submission. Pre-Underwriting Review: Conduct a thorough review for accuracy, completeness, and potential red flags. File Submission: Deliver processed and validated loan files to underwriting. Underwriting Loan File Review: Analyze borrower credit, income, assets, liabilities, and property documents against program/investor guidelines. Creditworthiness Verification: Ensure borrower meets eligibility and program requirements. Financial Calculations: Accurately calculate Debt-to-Income (DTI) and Loan-to-Value (LTV) ratios. Property Risk Assessment: Review appraisals for accuracy, value, condition, and marketability. Fraud/Risk Detection: Identify red flags, inconsistencies, and potential fraud indicators. Decision Making: Issue conditional approvals, suspensions, or denials based on file review. Condition Management: Work with processors and loan officers to communicate conditions and review additional documents. Final Approval: Issue final “clear-to-close” once all conditions are satisfied.
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Underwriter
2 days ago
Mysuru, India ThoughtFocus Full timeAbout company ThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...
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Underwriter
2 days ago
Mysuru, India ThoughtFocus Full timeAbout companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...
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Underwriter
2 days ago
Mysuru, India ThoughtFocus Full timeAbout companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...
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Underwriter
3 days ago
Mysuru, India ThoughtFocus Full timeAbout companyThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...
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US Mortgage Live Underwriter
2 weeks ago
Mysuru, India Career Guideline Full timeWe’re Hiring | US Mortgage Live Underwriter Job Title: US Mortgage Live Underwriter Location: #Bangalore | #Pune | #Chennai | Work From Home Experience: Minimum 3+ years of US mortgage underwriting (with at least 1 year in live underwriting) Salary: Up to ₹15 LPAKey Responsibilities Review and analyze mortgage loan applications for eligibility, accuracy,...
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Mortgage Underwriter
2 weeks ago
Mysuru, Karnataka, India Thought Focus Full time**Roles & Responsibilities** - Play a pivotal role in the underwriting process, assessing the 4C’s (Credit, Capacity, Capital, and Collateral) documentation to determine loan eligibility in accordance with Fannie/Freddie and specific client protocols. - For Credit assessment, scrutinized Credit Reports for Borrower identification, SSN validation, Credit...
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Title Specialist
3 weeks ago
Mysuru, India ThoughtFocus Full timeAbout company ThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...
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Tele Caller Executive
17 hours ago
Mysuru, Karnataka, India highway delite Full timeMUST KNOW HINDI ,ENGLISH,TAMIL,MALAYALAM ,KANNADA ,TELAGU - cold calling /lead calling - data entry - Creating marketing initiatives to attract new clients. - Meeting with potential clients to discuss their insurance needs. - Researching all the available policy options for the client. - Negotiating with underwriters to get the best policy at the best...
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Mysuru, Karnataka, India ConnectIN Jobs Global Full timeConduct sales calls to potential clients and educate them about the importance of Health/life insurance. - Coordinate with underwriters and insurance carriers. - Design and implement effective marketing strategies to sell new insurance contracts or adjust existing ones. - Contact potential clients and create rapport by networking, cold calling, using...
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Director - Backend
4 weeks ago
Mysuru, India Orangemint Technologies Pvt Ltd Full timeDirector - Backend | Snapmint About Snapmint.Experience: 12+ years, Location: Gurgaon.Founded by serial Entrepreneurs from IIT Bombay, Snapmint is challenging the way banking is done by building the banking experience ground up. Our first product provides purchase financing at 0% interest rates to 300 Million banked consumers in India who do not have credit...
