Senior Fraud Analyst

Job Description

With a startup spirit and 90,000+ curious and courageous minds, we have the expertise to go deep with the world’s biggest brands—and we have fun doing it. Now, we’re calling all you rule-breakers and risk-takers who see the world differently and are bold enough to reinvent it. Come, transform with us.

Minimum qualifications

• Candidate should have at least 0-3 years’ experience performing Banking/Dispute Investigations in the debit and/or credit card industry

• Keen attention to detail & risk identification

• Basic knowledge of Banking Industry & Regulatory Environment with in-depth knowledge of Regulations E, Z, CFPB, FACTA and FCRA

• Working knowledge of credit and debit card processes, terminology, and software

• Familiarity with the chargeback lifecycle including in depth knowledge of the EMV mandate and liability determinations for fraud events

• Experience analyzing/investigating banking transactional activities and consumer behavior

• Performed transaction reviews to identify fraudulent activity for signature, POS and PIN based claims

• Experience with Card Network systems i.e., Visa Resolve Online (VROL), Visa Claims Resolution (VCR) or Mastercard systems

• Familiar with Pega or similar workflow tools

• Ability to articulate research findings to document that a reasonable investigation has been conducted.

• Adaptability to learn new processes, concepts and skills and an eye for detail

• Excellent customer service skills and ability to assist in customer inquiries independently

• Good communication both written and verbal English skills

• Strong interpersonal skills, with the ability to communicate complex transactional issues correctly and clearly to both internal and external customers

• Self-disciplined, diligent, proactive and detail oriented

• Ability to effectively manage time, and individually prioritize multiple tasks of competing priority

• Ability to maintain high levels of confidentiality and data security standards

• Experience with Microsoft Office, including Outlook, Word, and Excel

• Demonstrate flexibility to work under 24*7 working environment

Responsibilities

• Performs research on customer disputes for card transactions (credit card, debit card, ATM/PIN, POS) to determine if an unauthorized transaction has occurred and take appropriate actions to recover funds for the financial institution.

• Inbound / Outbound contact to merchants and / or customers to verify transaction information or gather additional information to complete an investigation.

• Performing chargebacks and other pieces of the dispute management lifecycle to recover funds on behalf of the financial institution and / or customer.

• Complete issuance of provisional credits, customer letters and handling representments and pre-arbitration/compliance cases

• Perform required tasks per regulations, business policy and procedures and card network mandates

• Demonstrated ability to conduct research, work independently and make complex investigations decisions with little or no guidance within the ambit of workflow

Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, colour, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values diversity and inclusion, respect and integrity, customer focus, and innovation. For more information, visit www.genpact.com. Follow us on Twitter, Facebook, , and YouTube.

If shortlisted, our hiring team will connect with you in 48 hours.

Hoping to hear from you.

Warm Regards

Talent Management Team

Genpact