Underwriter
3 weeks ago
JOB TITLE:U.S Mortgage UnderwriterSHIFT TIMING: Must be open for Night ShiftPOSITION TYPE: Full-TimeLOCATION: ChennaiExperience Range: 0.6 months – 8 yearsNotice period: Immediate JoinersJob description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan.Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills . • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus.
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Underwriter
2 days ago
New Delhi, India Mphasis Full timeMphasis is Hiring: US Mortgage Underwriters Wanted!Are you an experienced mortgage underwriter looking to take your career to the next level? Join our dynamic team atMphasisand be part of a company that values expertise, precision, and growth!Position Overview:Were looking for professionals with:2+ years of experiencein US Residential Mortgage Underwriting...
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Underwriter
3 weeks ago
New Delhi, India Career Guideline Full timeFull Job DescriptionPosition Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...
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Underwriter
2 days ago
New Delhi, India Career Guideline Full timeFull Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C’s, evaluating risks, and making loan eligibility...
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Underwriter
1 week ago
New Delhi, India Altisource Full timeJob Description MAx package offered for this position would be up to 10lpa + Night shift allowance 6k+ Incentives 10k+ per month. Maintain a working knowledge of US Mortgage Originations, closing procedures, federal and state lending laws. Must have good working knowledge of all 4C’s of underwriting. Experience in end-to-end underwriting of Conventional...
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Underwriter
2 weeks ago
New Delhi, India Brace Infotech Private Ltd Full timeBrace Infotechis hiring for one of ouresteemed US-based clientswith a strong presence inIndia and the Philippines!We are looking for talented professionals withUS Mortgage experienceto join their expanding team. Position Details: Live Underwriter – US Mortgage Experience:2 to 10 years Work Mode:Remote (Except for Bengaluru and Chennai Candidates) Key...
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Underwriter
2 weeks ago
New Delhi, India Brace Infotech Private Ltd Full timeBrace Infotech is hiring for one of our esteemed US-based clients with a strong presence in India and the Philippines!We are looking for talented professionals with US Mortgage experience to join their expanding team.Position Details:- Live Underwriter – US Mortgage - Experience: 2 to 10 years - Work Mode: Remote (Except for Bengaluru and Chennai...
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Mortgage Underwriter
7 days ago
New Delhi, India Selections HR Services Private Limited Full timeAbout the Role:We are seeking a skilled Mortgage Underwriter with expertise in the 4 C’s of underwriting (Credit, Capacity, Collateral, and Capital) to join our team. The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards.Key...
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Underwriter
3 weeks ago
New Delhi, India ThoughtFocus Full timeAbout company ThoughtFocus helps forward-looking companies and organizations in the financial services, manufacturing, higher ed, public sector and emerging sectors innovate and achieve a better future faster. ThoughtFocus innovative and cutting-edge technology solutions enable its customers to deploy new capabilities faster, deliver better user experiences,...
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Mortgage Underwriter
1 week ago
New Delhi, India Selections HR Services Private Limited Full timeAbout the Role: We are seeking a skilledMortgage Underwriterwith expertise in the4 C’s of underwriting (Credit, Capacity, Collateral, and Capital)to join our team. The ideal candidate will have experience in risk assessment, income calculations, and property evaluation, ensuring compliance with underwriting guidelines and regulatory standards. Key...
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Insurance Underwriter
2 weeks ago
New Delhi, India Policy Manthan Insurance Broking Private Limited Full timeAbout UsPolicy Manthan Insurance Broking Pvt. Ltd. is an emerging player in General & Life Insurance Broking specializing in delivering customized insurance solutions to ensure clients receive adequate protection against unforeseen risks.Role OverviewWe are looking for a skilled and experienced Underwriter to join our team. The candidate will be responsible...
