
Risk Analyst
3 weeks ago
Risk Analyst
Job Description:
As a Risk Analyst, you will play a pivotal role in monitoring and managing the health of our loan portfolio, identifying emerging risk trends, and driving data-backed decisions. You will also contribute to the design and pricing of new financial products, ensuring profitability and sustainability. This is a high-impact role that blends financial acumen, analytical rigor, and strategic thinking.
- Monitor loan portfolio performance and identify early warning signals and risk trends
- Conduct detailed reconciliation of financial data and cash flows
- Perform profitability analysis across products and customer segments
- Develop and run risk scenarios and stress tests to assess portfolio resilience
- Create and refine pricing models for existing and new financial products
- Support internal audits and portfolio reviews with robust risk insights
- Forecast portfolio behaviour using historical data and predictive analytics
- Collaborate with product and credit teams to design innovative financial offerings
- Prepare high-quality presentations and dashboards for internal and external stakeholders
Who you need to be?
- Bachelor's or Master's degree in Finance, Economics, Statistics, or a related field
- 2-5 years of experience in risk management, portfolio analytics, or financial modelling
- Prior experience in portfolio audits or credit risk management is highly desirable
- Advanced Excel skills (including macros, pivot tables, and financial modelling)
- Strong analytical mindset with the ability to interpret complex data sets
- Excellent communication and presentation skills
- Detail-oriented with a proactive approach to problem-solving
- Familiarity with BI tools (e.g., Power BI, Tableau), SQL Queries, or programming (e.g., Python, R) is a plus
What we offer?
- A high-growth, innovation-driven environment
- Collaborative and inclusive culture
- Exposure to cutting-edge fintech products and strategies
- Opportunities for continuous learning and development
- Competitive compensation and performance-based incentives
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