Allianz - Credit Relationship Manager

3 weeks ago


Pune, India Allianz Full time

Position Summary:

We are seeking a highly motivated and experienced Credit Relationship Manager to join our team in Pune.

This role is ideal for a professional with 5-7 years of experience in credit analysis, relationship management, and financial services.

The successful candidate will be responsible for managing a portfolio of corporate clients, providing tailored credit solutions, and driving business growth while mitigating risk.

Key Responsibilities:

- Portfolio Management: Manage and grow a portfolio of corporate clients, acting as the primary point of contact for all credit-related needs.

- Credit Analysis: Conduct thorough financial analysis, including balance sheet, income statement, and cash flow analysis, to assess creditworthiness and risk.

- Loan Structuring: Structure, negotiate, and present credit proposals for various products such as term loans, working capital facilities, and project finance.

- Relationship Building: Develop and maintain strong, long-term relationships with clients, understanding their business needs and providing strategic financial advice.

- Risk Mitigation: Monitor the credit quality of the portfolio, identify potential risks, and implement effective mitigation strategies.

- Compliance & Documentation: Ensure all credit activities adhere to internal policies, regulatory guidelines, and legal requirements.

- Prepare and maintain detailed documentation for all client accounts.

- Business Development: Actively identify and pursue new business opportunities, cross-selling other banking products and services to existing and new clients.

- Team Collaboration: Collaborate with internal teams, including product specialists, legal, and operations, to deliver seamless and efficient service to Education: Bachelor's degree in Finance, Accounting, Business Administration, or a related field. A Master's degree or professional certifications (e., CFA, CA) are highly preferred.

- Experience: 5-7 years of experience in corporate credit, relationship management, or a similar role within the banking or financial services industry.

Skills:

- Strong analytical and financial modeling skills.

- Excellent communication, negotiation, and interpersonal skills.

- Proven ability to manage a diverse portfolio and achieve business targets.

- In-depth knowledge of credit products, financial markets, and regulatory frameworks.

- Proficiency in financial software and MS Office Suite, particularly Excel.

Location: This position is based in Pune, India.

Personal Attributes:

High degree of integrity and professionalism.

Proactive, self-starter with a strong work ethic.

Ability to work under pressure and meet tight deadlines

(ref:iimjobs.com)
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