Senior Liability Underwriter

4 weeks ago

Shimoga, Karnataka, India RightMatch HR Services Private Limited Full time

The role is with one of the global reinsurance firms in India.

We are seeking an experienced Liability Underwriter specialising in Financial Lines, the role involves managing a portfolio of financial lines business, developing underwriting strategies, and working closely with clients and brokers to deliver sustainable and profitable growth.

Responsibilities

Underwriting & Risk Assessment:

  • Evaluate, analyze, and underwrite Financial Lines business (D&O, EPLI, Cyber, PI, Crime, Transaction Liability, etc.) within defined authority.
  • Structure, price, and negotiate treaty and facultative reinsurance arrangements.
  • Review submissions, assess risk exposure, and provide tailored solutions.

Portfolio Management:

  • Manage and grow a book of business while maintaining profitability.
  • Monitor market trends, claims experience, and emerging risks impacting liability lines.
  • Contribute to product development and portfolio diversification initiatives.

Market & Client Engagement:

  • Build and maintain strong relationships with cedents, brokers, and internal stakeholders.
  • Represent the firm in client meetings, negotiations, and industry forums.
  • Provide technical support and thought leadership on Financial Lines.

Collaboration & Leadership:

  • Work with regional/global underwriting teams for alignment and knowledge sharing.
  • Mentor junior underwriters and contribute to training initiatives.
  • Support senior management in strategic planning and reporting.

Qualifications

  • Experience: 7+ years in Liability/Financial Lines underwriting (insurance or reinsurance); strong knowledge of the Indian market with regional/global exposure preferred.
  • Technical Expertise: Deep understanding of D&O, PI, Cyber, and other specialty liability products; strong grasp of treaty & facultative structures.
  • Education: Graduate / Postgraduate, preferably with professional qualifications.

Required Skills

  • Strong analytical and risk assessment skills.
  • Excellent negotiation and relationship management.
  • Commercial acumen with strategic thinking ability.
  • Effective communication and presentation skills.