Manager - Credit Policy - NBFC/FinTech

4 weeks ago

Hyderabad, India Samcint Solutions Private Limited Full time

We want a highly motivated and analytical Credit Policy Manager to join our team and play a crucial role in safeguarding the financial health of our company. This individual will be responsible for developing, implementing, and maintaining our credit policies and procedures. They will work closely with various departments, including Sales, Finance, and Risk Management, to ensure a consistent and balanced approach to credit risk management.

Key Responsibilities:

- Working on solutions for credit underwriting basis different product constructs.

- Closely work with the Data Science team to analyse the underwriting models prepared by them and validate the performance of the same on the current portfolio

- Determining performance benchmarks and identifying the course of action in case of breach

- Automation of Credit Policies to ensure no/minimal manual Intervention in assessing the creditworthiness

- Determining the right pricing basis segmentation

- Working on standardisation of policies and processes.

- Portfolio Analysis and recommending the policy changes to the Policy head basis the the outcome of the analysis

- Periodical credit review of the existing portfolio and conducting various analysis to identify the high-risk segments.

- Taking actions to mitigate the risks identified based on portfolio performance

- Monitor the delinquent accounts to ensure the achievement of company standards/ benchmarks of the delinquency.

- Identifying technological solutions to improve existing processes and overall portfolio management functions.

- Analysis of various MIS to monitor portfolio performance and risk.

- Understanding the product being offered by the new channel partner and the segment being catered to.

- Understanding the journey, identifying the set of information available with the channel partner and requisitioning the set of data to be provided at the time of application

- Creation of policy based on the product, information available and prevailing models

- Facilitate data room exercise for the new segment of customers

- Formulation of policy keeping the expected loss rates in consideration

- Monitor the implementation of policy, UAT and production test run of policy and clear the bottlenecks, if any

- Managing relations with Partners and credit reporting agencies and assisting in all credit operations of the Postgraduate in Finance/Statistics/Management from A institutes

- Minimum 7 years with 3 - 4 years in risk management and policy creation

- Should have a fair understanding of risk performance

- Should have a very good communication skill.

- Superior Stakeholder management skills- Work closely and align with each of the internal functions which include Business development, Credit and Policy, Data science, Legal, Technology, Operations, Collections, Customer Success team and external stakeholders.

- Hands-on experience in working on large structured and unstructured datasets using different data processing and statistical tools is a must.

- Data-driven, Analytical approach, Team Player.

(ref:iimjobs.com)

  • Collection Officer-Business loan Hyderabad

    3 weeks ago

    hyderabad, India Credit Saison India Full time

    About Credit Saison: A Neo-Lending Conglomerate here to enable India's credit growth story, Credit Saison India,emboldened by our Global MNC parent, is here to accelerate India's credit growth story: by building aTechnology-Led Neo-Lending Conglomerate. Across our verticals, we offer bespoke solutions to meetthe various credit needs of Individuals, SMEs,...

  • Relationship Manager

    4 weeks ago

    Hyderabad, India Policy Bazzar Full time

    Job Requirements Job Title: Relationship ManagerCompany Name: Policy BazzarLocation: LB Nagar, HyderabadSalary: ₹20,000 - ₹25,000 per monthQualification: Graduate and aboveJob Description:Policy Bazzar in LB Nagar, Hyderabad, is seeking Relationship Managers for full-time positions. As a Relationship Manager, your responsibilities will include...

  • CreditVidya - Risk Manager - Credit Risk

    4 weeks ago

    Hyderabad, India CreditVidya Full time

    From your experience you should:- Have thorough knowledge of risk & business analytics concepts - scorecard performance review, gap analysis, hypothesis testing, etc.- Have understanding on credit policy, underwriting process, and experience of implementing credit strategies for unsecured lending products- 2.5+ years of experience doing qualitative and...

  • FinOps Manager

    4 weeks ago

    Hyderabad, India ADCI HYD 13 SEZ Full time

    Global Accounts Receivable is looking for a proactive, people and customer - centric Finance Manager to manage the Global Vendor Credits Process covering geographies and complexities of an e – invoicing VAT regime. This role involves installing right internal controls and adherence to company policies with high level of operational delivery discipline and...

  • Banks & Nbfc

    4 weeks ago

    Hyderabad, India Shriram Automall India Ltd Full time

    Shriram Automall is immediate hiring for Banks & NBFC Department Role: Manager for Banks & NBFC Locations : Hyderabad & Vijayawada. Qualification : Mininum Graduate Experience : 5 to 8 Years Description: *Component & resourceful for Re-processed stock - Shall mandatorily promote and pitch all services offered by SAMIL Group, both **CORE** (Physical &...

  • Credit Officer

    7 days ago

    Hyderabad, India CapitalNow Full time

    Assessing the credit worthiness of a proposal by studying documents submitted Credit appraisals of applicants within defined policy guidelines Ensuring adherence to internal credit policies Timely processing of all proposals to ensure faster TAT **Salary**: ₹30,000.00 - ₹350,000.00 per month Schedule: - Day shift Ability to commute/relocate: -...

  • Credit Analyst

    4 weeks ago

    Hyderabad, India Standard Chartered Bank Full time

    Role Responsibilities Job Role Responsible for assessing credit requests and producing a recommendation after undertaking a thorough analysis of a variety of factors and careful analysis of a client’s financial information, including income statements, cash flow history, current debt, and tax forms. Responsible for evaluating the credit...

  • Credit Analyst

    3 weeks ago

    hyderabad, India Standard Chartered Bank Full time

    Role Responsibilities Job Role Responsible for assessing credit requests and producing a recommendation after undertaking a thorough analysis of a variety of factors and careful analysis of a client’s financial information, including income statements, cash flow history, current debt, and tax forms. Responsible for evaluating the credit...

  • Growth Marketer for Fintech start-up

    3 weeks ago

    Hyderabad, India Investobull Fintech Full time

    About Us:Investobull Fintech is a leading stock market analysis platform that empowers traders and investors with real-time data insights. Our B2C software provides powerful tools for individual traders, while our B2B segment offers API access to enterprise clients. We’re on a mission to revolutionize how traders make informed decisions in the dynamic...

  • Growth Marketer for Fintech start-up

    18 hours ago

    Hyderabad, India Investobull Fintech Full time

    About Us:Investobull Fintech is a leading stock market analysis platform that empowers traders and investors with real-time data insights. Our B2C software provides powerful tools for individual traders, while our B2B segment offers API access to enterprise clients. We’re on a mission to revolutionize how traders make informed decisions in the dynamic...

  • Growth Marketer for Fintech start-up

    3 weeks ago

    hyderabad, India Investobull Fintech Full time

    About Us:Investobull Fintech is a leading stock market analysis platform that empowers traders and investors with real-time data insights. Our B2C software provides powerful tools for individual traders, while our B2B segment offers API access to enterprise clients. We’re on a mission to revolutionize how traders make informed decisions in the dynamic...

  • Manager - Credit - LAP (5-7 yrs)

    3 weeks ago

    Hyderabad/Telangana/Vijayawada/Andhra Pradesh, India iimjobs Full time

    Company: A leading NBFC of a Top Business ConglomeratePosition: Manager Credit - LAPLocation: Requirement in Vijayawada (Andhra Pradesh) and in Hyderabad (Telengana)Key Requirements: Should have experience of underwriting LAP loans to the tune of INR 5 crores. Understanding of Regulatory and Compliance Knowledge, Collateral and legal title flow. Analysis of...

  • ▷ [15h Left] Growth Marketer for Fintech start-up ( 2-4 years exp.)

    4 days ago

    Hyderabad, India Investobull Fintech Full time

    About Us: Investobull Fintech is a leading stock market analysis platform that empowers traders and investors with real-time data insights. Our B2C software provides powerful tools for individual traders, while our B2B segment offers API access to enterprise clients. We’re on a mission to revolutionize how traders make informed decisions in the dynamic...

  • Growth Marketer for Fintech start-up

    5 days ago

    Hyderabad, India Investobull Fintech Full time

    About Us:Investobull Fintech is a leading stock market analysis platform that empowers traders and investors with real-time data insights. Our B2C software provides powerful tools for individual traders, while our B2B segment offers API access to enterprise clients. We’re on a mission to revolutionize how traders make informed decisions in the dynamic...

  • Growth Marketer for Fintech start-up

    3 weeks ago

    Hyderabad, India Investobull Fintech Full time

    About Us:Investobull Fintech is a leading stock market analysis platform that empowers traders and investors with real-time data insights. Our B2C software provides powerful tools for individual traders, while our B2B segment offers API access to enterprise clients. We’re on a mission to revolutionize how traders make informed decisions in the dynamic...

  • Growth Marketer for Fintech start-up

    3 weeks ago

    Hyderabad, India Investobull Fintech Full time

    About Us:Investobull Fintech is a leading stock market analysis platform that empowers traders and investors with real-time data insights. Our B2C software provides powerful tools for individual traders, while our B2B segment offers API access to enterprise clients. We’re on a mission to revolutionize how traders make informed decisions in the dynamic...

  • Growth Marketer for Fintech start-up

    3 weeks ago

    Hyderabad, India Investobull Fintech Full time

    About Us: Investobull Fintech is a leading stock market analysis platform that empowers traders and investors with real-time data insights. Our B2C software provides powerful tools for individual traders, while our B2B segment offers API access to enterprise clients. We’re on a mission to revolutionize how traders make informed decisions in the dynamic...

  • Disbursement Manager

    3 weeks ago

    Hyderabad, India Skill Ventory Full time

    Roles and Responsibilities-Checking of Disbursal files & ensuring compliance of documents as per the policy-Completing the Data entry of the Loans in system for facilitating disbursals.-Interacting with the Sales & Credit team for resolution of the files-Interacting & maintaining Cordial relations with different team members & stake holders-Ensuring all the...

  • Loan Operations

    7 days ago

    Hyderabad, India Renous Consulting Full time

    **Job Location: Hyderabad** **Job Type**: **Permanent** **Responsibilities**: - Development and measurement of operational KPIs to measure operations efficiency. - Own the Standard Operation procedure and ensure its updated for all existing and new processes. - Maintain and share monthly statement presenting the portfolio data based on budgeted...

  • Manager, Approvals – Wholesale Credit Risk GSC’S

    7 days ago

    Hyderabad, India HSBC Full time

    Description - External Some Careers grow faster than others. If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. HSBC is one of the largest banking and financial services organisations in the world, with operations in 64 countries and territories. We aim to be where the growth is,...