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State Head
2 months ago
Position Summary
Responsible for Acquiring and Managing IndusInd Bank BC Point to fulfil the value proposition of IndusInd Bank as rural Branded Banking service point. Lending and Managing portfolio of innovative unsecured retail and Personal loan on assigned state. Managing a large network of Best-in-class rural Branded Banking Service point as per compliance. Enhancing revenue streams for Merchant as well as Bank through innovative Micro lending, Transactions, Liabilities and other Product.
Roles & Responsibilities:
1) State Head will be responsible for Managing 100+ field staff in assigned territory and Acquire Best in class Merchant.
2) Responsible to achieve sales target both asset, liability and Branding by successfully managing the reporting team.
3) Responsible for tracking and improving Manpower Productivity at all levels. Co-ordination with Head office team for backend support.
4) Responsible for creating and manage a large and healthy unsecured individual Business loan Portfolio. Responsible for 100% on time collection. Carry out pre and post loan disbursal activities for business loans, and work towards renewal of loans.
5) Complete ownership of recruitment, training, KPIs setting, and performance monitoring of reporting team and managing them efficiently. Responsible for overall P&L for assigned territory.
6) Responsible for Ensuring adherence to policies and processes, correct procedural flaws and appropriately address any possibility of fraud.
7) Responsible for managing internal and external Audit compliance. Ensuring portfolio quality with a robust collection mechanism and delinquency management.
MUST HAVES FOR THE ROLE:
- Graduate with minimum 8 Years of experience in BFSI/ MBA Preferred
- Must have strong communication skills both verbal and written
- Experience in acquiring and managing large Merchant Network.
- Experience in managing unsecured/secured individual/Business loan in Bank or NBFC will be preferred..
- Willing for frequent extensive traveling in deep rural market.
