Chief Risk Officer
3 hours ago
Our client is a venture-backed financial technology company revolutionizing how India saves, invests, and accesses credit through its most trusted asset — Gold. With a mission to empower millions of households to unlock the true value of their assets, the company is building innovative solutions that promote financial independence and security. Join a high-growth, mission-driven startup that offers immense learning, impact, and wealth-creation opportunities.The CRO will design and run the risk “machine” that keeps LTV breaches rare, cures fast, and auctions clean. You’ll own policy, models, monitoring, collections posture, and governance across acquisition channels.Title: Chief Risk Officer (CRO) — Gold LoansLocation: Gurgaon/Delhi NCREducation: Graduate/ MBA / PGDM/ CA/ FRM/ CFA (Finance / Risk / Operations / Banking)Experience: 10–20 years in consumer secured lending (gold loans strongly preferred) across risk/policy/collections; prior Head of Risk/CRO/Deputy CRO experience in NBFC/bank/fintechRoles & Responsibilities:Risk Strategy & PolicyDefine/maintain LTV × tenor grid; set flow/AUM caps and circuit-breakers by different cohorts.Own valuation policy (assaying; stone deductions; purity haircuts) and price governance (source AM/PM, intraday triggers).Mark-to-Market & Margin ManagementShip daily loan-level MTM, call lists, and intraday Δ triggers.Design and enforce the margin-call ladder remedial actions.Auction & Loss SeverityEmpanel and manage auction houses; enforce time-to-hammer and auction LGD per lot; track LGD triangles and hammer-to-reserve ratios.Portfolio Limits & Early WarningRun volatility regimes that auto-tighten LTVs and suspend high-LTV tiers; heatmaps by branch/DSA; stop-losses when breach or LGD thresholds trip.Collections & Channel RiskSet playbooks; calibrate FoS, tele-calling, and DSA controls; clawbacks and quality gates.Regulatory & GovernanceEnsure RBI NBFC guidelines, Fair Practices Code, KYC/AML, repossession/auction notices, grievance mechanics; run Risk Parameter Committee weekly; board reporting.Data, Models & ToolingLead LTV engine and pricing guardrails in LOS/LMS; implement dashboards (cohorts, MTM, LGD, σ, breach funnel); drive analytics for repeat vs first-time borrowers.People & CultureBuild/mentor a lean team across policy, analytics, underwriting QA, collections risk, and audit; instil a “measure-and-act” operating rhythm.Requirements: 10 – 20 years in consumer secured lending (gold loans strongly preferred) across risk/policy/collections; prior Head of Risk/CRO/Deputy CRO experience in NBFC/bank/fintech.Fluency in LTV/tenor design, MTM, auction processes, and doorstep operations; hands-on with IBJA pricing, valuation methods (touchstone/XRF), and custody controls.Built risk systems end-to-end: rules in LOS/LMS, dashboards, alerting, audit trails.Strong regulatory grasp: RBI NBFC norms, repossession & auction requirements, FPC, KYC/AML.Data-first operator: SQL/BI comfort; can define KPIs and make them run every day.Experience with tele-calling/doorstep networks and DSA governance.Auction partner network in North/West India.Prior exposure to volatility-linked risk controls or treasury hedging (even if not used).
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Chief Safety Manager
1 week ago
Agra, Uttar Pradesh, India Larsen & Toubro Ltd Full time ₹ 15,00,000 - ₹ 25,00,000 per yearChief SHE Manager The Chief Safety Manager for Agra Metro will be responsible for overseeing and ensuring the implementation of all safety protocols, standards, and regulations across the metro project. This role is critical in maintaining a safe working environment for all employees, contractors, and the public. The Chief Safety Manager will lead safety...
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Chief SHE Manager
4 days ago
Agra, Uttar Pradesh, India LT-Larsen & Toubro Limited Full time ₹ 12,00,000 - ₹ 36,00,000 per yearThe Chief Safety Manager for Agra Metro will be responsible for overseeing and ensuring the implementation of all safety protocols, standards, and regulations across the metro project. This role is critical in maintaining a safe working environment for all employees, contractors, and the public. The Chief Safety Manager will lead safety strategy development,...
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Chief SHE Manager
2 days ago
Agra, India Larsen & Toubro Full timeJob Description The Chief Safety Manager for Agra Metro will be responsible for overseeing and ensuring the implementation of all safety protocols, standards, and regulations across the metro project. This role is critical in maintaining a safe working environment for all employees, contractors, and the public. The Chief Safety Manager will lead safety...
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Chief Financial Officer
2 weeks ago
Agra, India Tnagar Shanmuga stores Full timeCompany DescriptionWe suggest you enter details here. Role DescriptionThis is a full-time on-site role located in Chennai for a Chief Financial Officer (CFO). The CFO will be responsible for overseeing the financial activities of the company, including financial planning, monitoring cash flow, analyzing the company's financial strengths and weaknesses, and...
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Chief Financial Officer
1 day ago
Agra, India Desire Consultancy Services (DCS Group) Full time**Qualification**: - CA Completed **Salary**: - Upto 40 Lac CTC **Job Description**: Infra Industry Profile - Chief Financial Officer Qualification - CA Completed Salary - Upto 40 Lac CTC Location - Agra (UP) Experience - Min 25 Years out of which 5yeras with same capacity in Infra Industry with revenue size of 5000 Crores& above. **Job...
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Chief Financial Officer
1 week ago
Agra, India Sea TV Network Ltd Full timeWorking towards meeting accounting financial objectives by forecasting requirements. - Preparing annual budget, scheduling expenditures, analyzing variances and initiating corrective actions. - Managing accounting controls, defining accounting policies and procedures. - Maintaining accurate and timely - monthly, quarterly and year end close, reporting of all...
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Chief Financial Officer
1 day ago
Agra, India Sea TV Network Ltd Full timeWorking towards meeting accounting financial objectives by forecasting requirements. - Preparing annual budget, scheduling expenditures, analyzing variances and initiating corrective actions. - Managing accounting controls, defining accounting policies and procedures. - Maintaining accurate and timely - monthly, quarterly and year end close, reporting of all...
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Chief Marketing Officer
2 weeks ago
Kamla Nagar, Agra, Uttar Pradesh, India Online Dimple Collection Full timeThe job description of a Chief Marketing Officer (CMO) in an ethnic showroom may include the following specific responsibilities tailored to the nature of the business: Developing Ethnic Marketing Strategies: The CMO is responsible for creating and executing marketing strategies specifically tailored to the target audience interested in ethnic products. This...
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Chief financial officer
6 days ago
Agra, India Futures And Careers Full timeWe are looking for a highly experienced Finance Head / CFO-level professional with 20+ years of experience in financial management, preferably from a manufacturing background . We are not considering profiles with current designations such as Senior Engineer — the candidate should be heading the finance function , leading a team , and directly reporting to...
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Internal Audit
7 days ago
Agra, Uttar Pradesh, India Zigsaw Full time ₹ 40,00,000 - ₹ 1,20,00,000 per yearJob Description KEY RESPONSIBILITIES OF THE JOB 1. invoice check 2. Credit note check 3. Salary check 4. Expense bills check 5. All journal entries 6. All stock entries 7. All purchase entries 8. All packing material consumption audit` EDUCATION QUALIFICATION CA Intermediate having minimum 2 years plus working experience after articleship. KEY SET OF SKILLS...
