Mortgage Specialist

2 weeks ago


Pune, India Tata Consultancy Services Full time

TCS BPS IS HIRING FOR Mortgage Specialist role at PuneKindly go through the norms below and apply only if its relevant forJob Role: Mortgage Specialist Job Location: PuneExperience required:2 to 6 years of work experience in Mortgage origination/servicing domainJob Requirement:Any full-time graduate (10+2+3).Immediate joiners are preferred.Willingness to work in night shifts.Mode of Salary credit should be through banks from all the employers (No cash in hand)All educational and employment documents are mandatory to haveSkill Requirement:Experience in mortgage servicing/ mortgage origination is preferred.Strong understanding of mortgage products, loan processes and financial regulations iGood Analytical skills, excellent judgment, logic and reasoningBeing Flexible for working in Multiple ShiftsComputer literate and strong familiarity with credit financial analysis techniquesExcellent verbal and written communication and interpersonal skillsAbility to work independently in a Team environmentJob Description:Reviews forms, disclosures, and other documents to validate information and ensure compliance with applicable laws and regulationsTracks compliance questions and requirementsClosely work with underwriters for Various denial reasons and Denial codesCommunicates with loan officers/area managers/team members to provide direction and guidance on applicable regulations.Knowledge of two federal laws the Equal Credit Opportunity Act (ECOA), as implemented by Regulation B, and the Fair Credit Reporting Act (FCRA)Disclosure requirements under the FCRA mandated by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act)Take action on the application and notify the applicant according to Regulation B’s standard notice requirementsValidates the denial codes are Accuracy of the codesKnowledge of underwriting policies and guidelines."TCS does not charge any fee at any stage of the recruitment & selection process. TCS has not authorized any person/agency/partner to collect any fee for recruitment from candidates. If you notice the above, please bring it to our attention immediately.


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