Head of Credit

5 months ago

Visakhapatnam, India TheRecAI Full time

7+ yrs exp || Consumer credit roles || Hands-on underwriting experience


The company provides payment infrastructure across Southeast Asia, with a focus on Indonesia, the Philippines and Malaysia. The company has been growing rapidly since its inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs. We’re proud to be featured on among the fastest growing companies by Y-Combinator.


We're looking for a passionate individual to be the Head of Credit in our Experiments team. Its an on-site opportunity in Singapore or Jakarta. You will be the 1st person in this team and will have an opportunity to build your own team your way. This team presents a unique opportunity for people who are looking to build something new, rather than scaling mature products.


What are we looking at:

  • Over 7 years of experience in consumer credit roles with a focus on data analysis, credit analysis, and modelling.
  • Demonstrated ability to manage and enhance a consumer credit portfolio.
  • Comprehensive expertise in credit risk modelling and machine learning methodologies and technologies.
  • Exceptional quantitative and analytical skills with the capacity to identify patterns, trends, insights, and to conduct risk/reward assessments.
  • Proficiency in SQL, Python, and AWS.


Key Responsibilities:


  • Build a credit business from the ground up with new, innovative products not yet available in the market
  • Develop credit granting processes for new and existing customers, from risk models to financial valuation models to determining appropriate product terms and limits
  • Push the boundaries of credit risk modeling and underwriting with data science

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