Associate/AVP - Corporate Credit Risk (4-10 yrs)

4 weeks ago


Mumbai, Maharashtra, India iimjobs Full time

Position Specifications:
Job location - Mumbai Powai

Experience years in corporate credit analysis

Qualification - Chartered Accountant, PGDM / MBA from top-tier Colleges

Role & Responsibilities:

  • Manage a portfolio of corporate clients
  • Undertake periodic credit analysis of existing corporate clients which includes assessment of business, management and financial profiles.
  • Support the team in initial credit related due diligence for prospective trading clients by undertaking comprehensive credit risk assessment and assigning ratings
  • Track various market movements and sector level developments, which are relevant to the performance of corporate counterparties and their risk profile
  • Manage counterparty exposures within set credit limits and investigate exposure movements
  • Support daytoday trade approval process with accurate and timely responses
  • Participate in periodic stress testing exercises, investigating exposure movements in stress scenarios
  • Provide credit terms for legal documentation and participate in the overall legal negotiation process
  • Understand internal credit policies and ensure compliance of existing work streams with the relevant policies.
  • Provide support in other adhoc projects that are undertaken by the team, for example scorecard development, sector reviews, data aggregation and validation etc.

Mind Set:

  • At least 4 years' experience in assigning credit ratings to corporates, across sectors
  • Strong analytical skills with a good eye for detail, ability to multitask
  • Excellent report writing and verbal communication skills. Should be at ease in communicating with onshore credit team, clients and Front Office
  • Ability to perform efficiently and produce high quality work under tight deadlines Prior team management experience is a must
  • Good understanding of derivative trades, credit exposure and legal documentation is desirable, should have the aptitude to learn derivatives if no knowledge or prior experience
  • Prior experience in independently managing projects and leading global calls will be an added advantage


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