Underwriter

3 months ago

Bangalore Karnataka, Bangalore, India Gallagher Center of Excellence Full time
Introduction

We believe that every candidate brings something special to the table, including you So, even if you feel that you’re close but not an exact match, we encourage you to apply. We’d be thrilled to receive applications from exceptional individuals like yourself.

Gallagher, a global industry leader in insurance, risk management, and consulting services, boasts a team of over 50,000 professionals worldwide. Our culture, known as "The Gallagher Way," is driven by shared values and a passion for excellence. At the heart of our global operations, the Gallagher Center of Excellence (GCoE) in India, founded in 2006, upholds the values of quality, innovation, and teamwork. With 10,000+ professionals across five India locations, GCoE is where knowledge-driven individuals make a significant impact and build rewarding, long-term careers.


How you'll make an impact

  • Review insurance applications related to property and liability risks, such as homeowners, commercial property, or general liability policies. Analyze the applicant's information, including property details, occupancy, claims history, and other relevant documents.
  • Determine the appropriate coverage limits, deductibles, and premium rates for each property and liability insurance policy based on the applicant's risk profile, industry standards, and underwriting guidelines of the carrier.
  • Communicating & collaborating with insurance agents and brokers to gather additional information, clarify details, and negotiate terms.
  • Ensure compliance with company policies, industry regulations, and legal requirements & follow established underwriting guidelines and procedures to maintain consistency and fairness in decision-making process.
  • Maintain accurate records of all underwriting decisions, correspondence, and supporting documents. Organize and manage underwriting files to ensure easy retrieval and reference.
  • Create & maintain internal reports
  • Collaborate with onshore counter parts to ensure smooth workflow

About you

  • Bachelor's degree in a related field (e.g., finance, business, or insurance)
  • 1 or 2 years of experience as an Underwriter or in a similar role for UW L1 and 2 respectively
  • Strong analytical and decision-making skills
  • Excellent attention to detail and accuracy
  • Knowledge of insurance industry regulations and guidelines
  • Effective communication and interpersonal skills
  • Ability to work independently and as part of a team
  • Candidates with AU/AINS/CII/CPCU will be preferred
  • Knowledge of how insurance industry works in countries like UK, Australia & US preferred

Additional Information

We value inclusion and diversity

Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.

Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.

Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws.

Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

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