Data Science

2 weeks ago


Andheri, Maharashtra, India V-Konnect Associates Full time

Reference Code:

  • VK22457
  • Job Title:

Data Science & Analytics

  • Category:
  • Job Description:
  • The role is expected to use analytical tools to identify opportunities to grow overall assets as well as identify opportunities to manage risk. The role is therefore expected to define risk management framework across client lifecycle acquisition, portfolio management and collections; across retail lending products catering to Retail, SME segments.
  • Ongoing identification of opportunities to grow assets on the back of digital acquisition models enabled by advanced analytics.
  • Identification of opportunities to mitigate risk and attain risk cost benchmarks as stipulated across portfolios.
  • Publish monthly portfolio thematic with heatmap and conduct reviews on the same with relevant stakeholders from Business and Risk to align on opportunities to grow business and mitigate risk.
  • Evaluate partnership opportunities in various models aggregator led, colending, etc and monitor and manage portfolio originated with partners on an ongoing basis in collaboration with various business units.
  • Incorporate alternate data on an ongoing basis to strengthen fraud and risk management framework as well as collaborate with fintechs in the domain of artificial intelligence and advanced analytics to improve efficacy of models & scorecards.
  • Lead development of new risk scorecards for new and existing products.
  • Build advanced analytical decision engines for underwriting and crosssell leveraging traditional regression or machine learning or alternative data led models.
  • Design analytical Collections / Early Warning System strategies e.g. segmentbased Collections strategies, settlement scorecards, loan restructuring approach, limit modification approach, etc.
  • Collaborate across other functions (e.g. Risk, Technology, Product & Business teams) to implement the analytical decisions.
  • Provide ongoing guidance and coaching to data scientists in the team, ensure timely training and skills improvement of the team.
  • Support in regulatory reporting.
  • Key Skills:
  • Data Science
  • Analytics
  • MSME Business Analytics
  • Business Strategy
  • Location:
  • Mumbai Andheri
  • Required Experience:
yrs

  • Positions:
  • 1
  • Contact Person:
  • Mamta Chauhan


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