Credit and Risk Associate

2 weeks ago

Thāne, Maharashtra, India Fiserv, Inc. Full time

Calling all innovators - find your future at Fiserv.


We're Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world.

We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day - quickly, reliably, and securely.

Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved.

If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title
Credit and Risk Associate

What does a successful Credit Analyst do at FISERV ?

  • A selfstarter, to perform tasks with autonomy and make decisions.
  • An analytical mindset to learn and understand different business models and assess the potential risks
  • Collaborate with internal and external stakeholders to drive the consensus on risk approach

What will you do:

  • Credit Risk Analyst role is an APAC level role which will include markets like India, Australia, South East Asia (Singapore, Malaysia)
  • Perform credit analysis and underwriting for prospective accounts
  • Review credit history to assess credit worthiness of new prospective clients. Ensures a balanced risk and revenue tradeoff consistent with credit policy and loss target expectations.
  • Manage the existing key merchant/partner portfolio to analyse/mitigate potential risk on periodic basis.
  • Monitor operational performance on accounts and make a real time decision with respect to the potential risk/mitigants on the relationships
  • Investigations include the gathering of data from various sources & systems and interpreting the data to manage the risk.

What will you need to know:

  • Ability to understand and evaluate financial statements comprehensively
  • A successful analyst must have the ability to work in a fastpaced environment, be able to make real time / accurate decisions and manage/mitigate potential risks in the portfolio
  • Role needs good verbal and written communication skills to manage internal stake holders and external stake holders i.e. business team, legal team, compliance team and customers.
  • Time management skills well as good negotiation ability is must.

What would be great to have:

  • Background in payment industry or fintech company
  • At least 2 years of work experience in risk management or a related field.
  • Preferred experience in analyzing data using tools like Excel, VBA, SQL, and Python.
  • Prior experience in risk management
Thank you for considering employment with Fiserv

Please:

  • Complete the stepbystep profile and attach your resume (either is acceptable, both are preferable).

What you should know about us:
Fiserv is a global fintech leader with 40,000-plus (and growing) associates proudly serving clients in more than 100 countries.

As a FORTUNE 500 company, one of Fast Company's Most Innovative Companies, and a top scorer on Bloomberg's Gender-Equality Index, we are committed to excellence and purposeful innovation.


Our commitment to Diversity and Inclusion:

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv.

Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information.


If you see suspicious activity or believe that you have been the victim of a job posting scam, you should report it to your local law enforcement.

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