Senior Credit Analyst

1 week ago


Bengaluru, Karnataka, India SNG Talent Solutions Private Limited Full time
Job Purpose:
  • The role involves evaluating the credit worthiness of companies by analyzing financial statements and preparing ratings reports
  • Bringing subject matter expertise to the team for handling complex reports
  • Contributing to research projects
Key Responsibilities:
  • Conducting analysis of financial statements, performance, and trends to assess company credit worthiness
  • Independently managing rating assignments for companies of different sizes and creating reports and rationale for ratings
  • Creating rating reports with company profiles, key rating factors, credit risk assessment, ratio analysis, financial projections, operational and industry analysis
  • Following standard operating procedures and policies
  • Researching the industry of the company and monitoring industry performance
  • Examining business models, identifying strengths, weaknesses, and risks, understanding revenue models, and corporate structures
  • Ensuring quality control of work outputs
  • Supporting senior analysts in credit evaluation and monitoring tasks
  • Providing guidance to colleagues
Preferably seeking candidates with a CA or MBA background and experience in analyzing large corporationsFunctional Competencies:
  • Understanding clients' businesses
  • Analyzing financial statements effectively
  • Strong comprehension of the financial and banking sectors
Behavioral Competencies:
  • Analytical mindset
  • Creating impact through expertise
  • Interpersonal skills
  • Excellent report writing abilities
  • Effective communication skills


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