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RB - Collection & Underwriting:CPC Legal & Technical Manager - Retail Credit
1 week ago
The CPC Legal and Technical Manager is responsible for Project Approval & Builder / Project Visits. They are also responsible for property sanctioning and understanding of financial analysis of customers
Key Responsibilities
Ensure Cost Rationalisation - region and location wise top cost data will be shared to reduce cost as per target, source data Cost team. Ensure Approval Rate % - Based on the percentage of the projects approved to the total projects received for approval. source data BIU & CO team Ensure adherence to APF TAT & individual cases, average APF TAT and L2TS for individual cases, source data BIU , CO -Team & Shikhar MIS Ensure audit and compliance - basis internal and concurrent audit conducted and report submitted the target will be measured. Ensure Customer Satisfaction and reduction in escalated customer complaints Ensure feedback about the market, and key changes in the market and data on new project leads etc. source data will be RCM, RSM & Central team, agency mapping and management Responsible for providing training to Axis Sales, SM, CPC team on Legal & Technical processes.Qualifications:
Optimal qualification for success on the job is:
BE (Civil) from a recognized instituteRole Proficiencies:
For successful execution of the job, the candidate should possess the following:
Proven Credit risk experience within retail banking In-depth analytical skills with the ability to digest and interpret complex concepts Good communication skills with the ability to communicate to multiple and varied audiences (technical and non-technical) Understanding of Retail credit risk processes, systems and scoring Knowledge of legal and technical matters-
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