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Insurance - (Credit Life) - Bancassurance Channel
2 weeks ago
Credit life insurance is a type of life insurance policy designed to pay off a borrower's outstanding debts if the policyholder dies.
It's typically used to ensure you can paydown a large loan like a mortgage or car loan.
The face value of a credit life insurance policy decreases proportionately with the outstanding loan amount as the loan is paid off over time until there is no remaining loan balance.
KEY TAKEAWAYS
Credit life insurance is a specialized type of policy intended to pay off specific outstanding debts in case the borrower dies before the debt is fully repaid.
The death benefit of a credit life insurance policy decrease as the policyholder's debt decreases.
Credit life policies often have less stringent underwriting requirements.
Salary:
From ₹400,000.00 per year
Benefits:
- Health insurance
Schedule:
- Day shift
Supplemental pay types:
- Commission pay
Experience:
- BFSI: 1 year (preferred)
- Sales: 1 year (preferred)
- Health insurance
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