Sr. Data Scientist

2 weeks ago

Gurgaon, Haryana, India Accel India Management LLP Full time

Job Description:
Sr.

Data ScientistIndustry:
Indifi (Series D Accel Company) A Fin-tech venture funded by the largest global investors

Led by star leadershipLocation:

GurugramIdeal candidate must have:

  • Advanced understanding of statistical analysis, ability to apply analytics in all aspects of the business - risk, marketing, process etc
  • Credit risk modelling for underwriting and portfolio monitoring using traditional and alternate data sources.
  • Preferred experience in banking, payments, B2B Lending space
  • Experience with large data sets and distributed computing (Hive/Hadoop) a plus
  • Experience with building insights using varied/alternate data sources
  • Actively collaborate with technology team, product management, operations teams and other stake holders.
  • Move seamlessly between business problems and coding.
  • Present complicated analytical solutions to a non-technical audience
  • Work with very large data sets residing in different data stores in disparate format
Readiness to work in a highly results-oriented and fast changing landscape in a fintech start-upQualification:

  • BA/BS in Computer Science, Math, Physics, Engineering, Statistics or other technical field. Advanced degrees preferred.
  • 4 years of relevant experience
  • Fluency with R, Python, and commonly used machine learning frameworks.
  • Build key data sets to empower insights, Spark, SQL, MySQL, SAS, and distributed computing

Company Profile:

MSME Sector:
The MSME sector is poised to be the key to unlocking India's economic development and rightfully so. The Ministry of MSME's

annual report

uncovered that India has approximately 6.33 crore MSMEs that contribute significantly to the country's productivity and employment. Despite its significance and reach, the struggle to acquire credit has hampered the sector's growth and establishment.

A report by the IFC


stated that 85% of MSMEs remain underserved in terms of credit, and only one-fifth of these financing gaps were fulfilled by formal credit.

The contributing factors to this issue are

access, cost, and underwriting.


Traditional lenders require MSME borrowers to provide credit history, formal records, business vintage, etc, which may exclude many small businesses from the formal lending ecosystem.

Moreover, they are dispersed, which brings up a problem of reach and penetration for larger lending institutions. As a consequence, the MSME lending sector in India faced a credit deficit of

INR 16 lakh crore

.

(as of Q About Indifi:


Indifi Technologies, founded in 2015, is a Gurgaon-based online platform for enabling debt-financing of up to INR 50 lakhs for small businesses.

It aims to substantially improve the experience for borrowers regarding the speed of approval and disbursement, the convenience of the loan process, the relevance of the loan product to their business needs and finding the best rates in the market.

Driven by the idea of expanding access to MSME financing in India, Indifi has emerged as an enabler for start-ups and small businesses to seek seamless access to funding.


Indifi's tech-led approach to lending helps analyse data of businesses from various ecosystem sources (partners) and draws insights to judge their credit worthiness.

Through its tech interventions Indifi has been successful in making the loan process digital for both lenders and MSMEs by minimizing risk, reducing paperwork, associated costs, while providing a simple and hassle free experience of setting the businesses on the path to growth.


Products We Offer :
Term Loan | Line of Credit | Invoice Discounting | Merchant cash advanceIndustries We Serve :

Restaurants | Retail outlets | Ecommerce sellers | Healthcare | Traders | Services businessOur Achievements :
42000+ loans disbursed | 400+ cities served | 40+ partners | Series D funded

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