Credit Manager

1 week ago


Mumbai, Maharashtra, India Godrej Capital Full time

Join Us at Godrej Capital

Godrej Capital, a subsidiary of Godrej Industries, is the holding company for Godrej Housing Finance & Godrej Finance. With a digital-first approach and a keen focus on customer-centric product innovation, Godrej Capital offers a range of financial products, including Home Loans, Loan Against Property, Property Loans, and Business Loans.

Our company is dedicated to building a sustainable retail financial services business in India, leveraging the 125+year legacy of trust and excellence of the Godrej Group. We prioritize learning and capability development for our employees and uphold diversity, equity, and inclusion.

Recognized as a Great Place to Work™, Godrej Capital is positioned among India's Top 50 Best Workplaces in BFSI 2023 and is celebrated as one of India's Great Mid-Size Workplaces 2023. Additionally, we have been honored as the Best Organization for Women by The Economic Times and Great Place to Work.

We are currently seeking a Credit Manager to join our Risk (underwriting) team for the Business Loan segment.



Location: Thane



Responsibilities:

  • Credit assessment and underwriting of Business Loan applications based on product and policy norms
  • Appraising loan applications for credit worthiness and ensuring compliance with KYC norms and financial assessments
  • Disbursal of Business Loans and conducting necessary checks and verifications
  • Coordinating with legal and processing vendors, and ensuring adherence to processes and policies
  • Engaging in in-person meetings and discussions with clients
  • Responsible for maintaining processing TAT


Qualifications:

  • 2.6-5 years of experience
  • Qualified as a Chartered Accountant or MBA in Finance
  • Basic financial knowledge of P&L, Balance Sheet, and financial ratios
  • Prior experience in Business Loans or Secured Loans underwriting


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