GetVantage - Credit Analyst/Credit Manager - Unsecured Business Loan

1 week ago


Mumbai, Maharashtra, India Getvantage Tech Pvt Ltd Full time
Credit Analyst/ Credit Manager (Only from Unsecured Business Loan) - your day looks like:

  • Own the preliminary screening process for fresh applications and process a thorough financial analysis and background verification of the business as per GV policy and TAT guidelines.
  • Own the responsibility of collecting data from the client at different stages of the proposal.
  • Undertake the detailed due diligence process in collaboration with the Deal Manager.
  • Own the responsibility of writing a detailed credit proposal which includes undertaking financial and business analysis.
  • Collaborate with the Deal Manager in reviewing the final credit proposal and presenting the same to the Management for final decision making.
  • Conduct industry/sector and business model evaluation on a regular basis and identify key success factors and/or areas of concern.
  • Undertake shortterm projects to help improve the current process or execute new initiatives.
  • Accuracy, precision, and attention to detail.
What are we looking for:

  • Strong understanding of financial statements and ratio analysis.
  • Knowledge of MS Excel
  • Ability to conduct secondary and primary research on the market and determine success factors for businesses.
  • Skilled in expressing ideas clearly and persuasively, both verbally and in writing.
  • The candidate has a strong analytical judgement in respect of credit matters, and the ability to form an overview of things.
  • Has humility and drive in equal measure; carries a strong appetite for learning new things.
  • Has good personal discipline and planning capabilities, is confident working to deadlines without constant detailed supervision
  • Accuracy, precision, and attention to detail.
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