Risk Manager

2 weeks ago


Mumbai, Maharashtra, India 9478 Deutsche India Private Limited Full time

Description

Opening within the European Structured Finance Credit Team that supports multiple business units across the Corporate & Investment Bank - For this role principally Direct Lending (Incl Venture Lending subset), Distressed Product Group, Infrastructure & Energy, Credit Solutions, Illiquid Rates, NRF businesses / desks.

This role involves responsibility for managing structured corporate credit transactions with focus upon Leveraged lending. Transaction approval and/or recommendation of credit & underwriting approvals including (but not limited to) credit and cash flow analysis, review of credit terms in loan and derivatives documentation and interfacing with Senior Management and Business personnel on risk issues

What we'll offer you

As part of our flexible scheme, here are just some of the benefits that you'll enjoy

Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above

Your key responsibilities

Support monitoring of the existing portfolio of approved deals including (but not limited to) write Rating reports and Credit reviews/analysis based on understanding of business model, financial statement analysis, preparing cash flow model/ forecast and peer analysis Other tasks include Waiver & Amendment requests; Impairment testing; Watch list; and interaction with Enterprise Risk Management / Portfolio Management functions Analysing new structured finance transactions including Leveraged Buyouts, Mergers & Acquisitions (M&A) financing, Contract Monetisation / Quasi-government receivables, Back Leverage of loan / private equity portfolios (or on a single name basis) and as well as supporting ancillary business such as Foreign Exchange (FX) / Interest Rates / commodity derivatives, transaction banking, etc Providing credit/UW approvals and/or recommendations and presenting to the Underwriting Committee for larger transactions when required across a wide range of industry sectors and financing situations and including adherence to and reference to minimum regulatory requirements Determining required credit terms and assisting in the structuring of new and amended derivatives legal documentation to achieve optimal risk / return outcomes Participating in interactions with internal & external auditors and regulatory authorities Participate in ad-hoc projects related to portfolio exercises (industry/regional exercise), regulatory developments, sector notes, audit exercises and support onshore KCPs for various business strategies Ensure compliance with relevant and applicable local and global regulatory and policy requirements

Your skills and experience

Educational qualification (preferable): Bachelor's or Master's degree in Accounting, Engineering, Mathematics, Economics, Statistics, Finance, MBA, CA 5-7+ years of credit analysis experience, with experience in non-investment grade lending Analytical skills, including cash flow modelling / forecasting and understanding of derivative structures Ability to work independently under time pressure and focus on multiple transactions at once Strong written and oral communication skills

How we'll support you

Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs
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