Credit Manager- Construction Finance

1 week ago


India Riverforest Connections Private Limited Full time

Job Purpose

Support and co-partner with the sales team to underwrite Construction Finance business and manage the portfolio for the assigned area.

Responsibilities

o Manage credit underwriting function for corporate realty and funding group business for the assigned portfolio.

o Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organisation needs and regulatory framework

o Evaluate the financial status of the borrower & assess the credit worthiness of the companies by analysing financial data like balance sheet, profit and loss account, cash flow statements and annual reports, for credit decision purpose.

o Analyze the legal, compliance and market-risk-related issues involved in the lending process.

o Ensure collection of post disbursal docs & reduction in partly disbursed cases.

o Approve all disbursement requests on the basis of achieved adherence to requirements on Loan To Value (LTV), agreement value, full documentation attainment at the branch level.

o Manage credit buying process which monitors turnarounds, approvals, review of samples including quality checks on process.

o Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems

Candidate Profile

CA or MBA( Finance) with 3 years + relevant Credit experience in Construction Finance / Real Estate Finance



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