Product Manager

2 weeks ago


Delhi, Delhi, India InCred Financial Services Full time
About In Cred
In Cred was founded by Bhupinder Singh in 2016.
In Cred is credit for Incredible India.
We use technology and data-science to make lending quick, simple and hassle-free.

We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes.

At In Cred, we have simplified the lending process with a sharp focus on serving our borrowers' unique needs and circumstances – offering our customers a truly superior borrowing experience.

Since its founding In Cred has raised over $250 Million till date in funding from marquee investors such as Dutch development finance institution FMO, US-based asset manager Moore Capital, India, and Latin America-focused PE fund Elevar, and Alpha Capital, and lent more than $1 Billion in loans to individual borrowers, institutions, small and medium businesses till date.


In Cred's vision:
To create a trustworthy, transparent, and highest integrity financial institution that positively advances the socio-economic well-being of lower middle class to middle-class Indian households while protecting the interests of all stakeholders

Roles and Responsibilities
We follow the philosophy here that Product folks are generic problem solvers.

So, as a PM, you would have to ensure that the overall product principles are applied to this role as well, in addition to solving problems for business.

As a member of the Product team, you will:

Strategize, Prioritize, Problem solve, Measure and Innovate:
Scope requirements from various business stakeholders while understanding their requirements and analyzing the data and maintain product roadmap.
Effectively align stakeholders on 3, 6 months operating plans of product to bring out an effective product strategy
Engage in problem solving and bring up effective solutions with ENG based on user problems and enable tech team to deliver
Assess quantified product metrics periodically to ensure that product is right on track with strategy.

Partake in ongoing UATs to ensure that the delivery is smooth and has all sign offs for product adoption by users.

Track post production support/issues and continuously reduce tech support issues with the support team to ensure a seamless experience and continuous improvements.


Effective stakeholder Management:


This role is right in between sales, credit, risk, compliance, OPS, CS, ENG, QA, Design, tech support, Infosec and cross teams like LMS etc.

Collaborating with all stakeholders and owning business outcomes via product innovations is the crux of this role
Collaborating with LOS/LMS team members to properly triage and provide timely resolution to all the queries/issues

Own business outcomes and BAU
Ensure BAU at all time and support relevant teams in case of downtime
Gathering the required information necessary in order to best handle issues internally or with 3rd party tech vendors
Owning the root cause fix of the issues and continually driving issues encountered down with a focus on automation and operations excellence
Set up mechanisms in place to ensure that the issues do not repeat themselves
Willing to go beyond when needed to handle emergencies affecting BAU

Documenting, extensively:
Document all product PRFAQs and user guides.
Making timely updates about new feature releases to the documentation portal
Own and send release communications to all the stakeholders
Multitasking in a fast-paced environment and showing extreme ownership.

Qualifications

An ideal candidate would have:
B.
E/B.
Tech and/or MBA;
Basic product knowledge of - Loan against property / Supply Chain Finance is good to have
Intellectual curiosity and learning drive to create continuous improvement - a core value
Strong communication & management skills
Working knowledge of Excel/Google sheets
A great attitude and calm demeanor

Values :
Self starter, Ownership, High agency
Product Management background
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